Skip to main content

New and Used Auto Loans Available

Get Pre-Approved

Get your new ride without breaking the bank! Whether you're on the hunt for a car, boat, motorcycle, RV/camper, or looking to refinance your current auto loan, Georgia United Credit Union has got you covered. Get the best rates and keep your payments low by getting pre-approved for an auto loan today.

  • Competitive low rates on new and pre-owned vehicles
  • Flexible payment terms
  • Easy online application
  • Quick approval times
  • Simple electronic closing process

Featured Auto Loan Rates

2022 & Newer Vehicles

rates as low as
5.99%
APR*

2021 & Older Vehicles

rates as low as
6.39%
APR*

Boats, Campers & RVs

rates as low as
7.59%
APR*

Let's find the car for you

Powered by Auto Assistance

Are you tired of spending hours in a dealership? We understand your pain. That’s why we’ve taken car buying to the next level of convenience. Get pre-approved with Georgia United and then sit back and relax while our auto buying service, Auto Assistance**, takes care of the shopping for you. You’ll have your own personal assistant from start to finish, making the whole experience a total breeze.

  • Hassle-Free Car Shopping: Save time and money and don't worry about the stressful parts of buying a car.
  • Get the Best Price: Auto Assistance negotiates on your behalf to ensure you get the best deal for the value of the car.
  • Convenient Delivery: Have your vehicle brought straight to your driveway.
Request Assistance Shop Inventory

Add a Protection Plan

Don’t be caught unprepared

Don’t let major car repairs or an unexpected circumstance take you by surprise. Add an affordable protection plan*** to protect you and your loved ones for added peace of mind. Georgia United offers Debt Protection, Extended Warranty and Guaranteed Asset Protection (GAP) Plus coverage. Get covered during the application process today!

Learn More

Get your low rate auto loan!

Apply Now

Ways To Apply

Why Finance With Georgia United?

Hear from others who recently financed with us.
“
Let me just start out by saying ***BEST CUSTOMER SERVICE*** I have ever received!! The branch manager was extremely helpful in getting me the best auto loan for my dream truck. They have the best rates I have seen for auto loans right now (rates have skyrocketed). They took care of everything and ensured I got the best loan I could and made the process fast and easy. All I had to do was sign! Great customer service and I look forward to being a member at the Georgia United Cartersville branch.
- David L.
“
Georgia United Credit Union values all their customers. I got help with establishing credit when I had none because I always paid with cash. They help me get a credit card and told me all the ways I could establish good credit. I now have a credit score of 760, own a home and have no debt except the mortgage.
- Dakota D.
“
We have been members since 1968 and have always been satisfied with the service and the different things we’ve done from buying cars to refinancing mortgages.
- Marion A.
“
I received excellent service when I had my car loan through Georgia United Credit Union. Everyone I spoke to or saw in person back then gave excellent, exceptional customer service.
- Maureen W.
“
You guys always have great rates and are very helpful when I come to the branch for any financial needs. I would recommend anyone over to you guys.
- Timothy T.

*APR = Annual Percentage Rate with rates as low as listed rate. Rates and terms are based on year of collateral, loan amount and mileage. Vehicles with over 100,000 miles have a 1% rate increase. Vehicle, motorcycle and camper/RV models 12 years and older have a 2% rate increase. Business auto loans have a 2% rate increase. Rates subject to change without notice and are based on creditworthiness. Membership eligibility restrictions and qualifications apply; all loans are subject to credit approval. Not all applicants will qualify.

**Georgia United Credit Union has partnered with Auto Assistance, LLC to offer this service as a convenience to our members. Please note that any manufacturer’s warranties are not provided by or guaranteed by the credit union. The credit union does not make any representations regarding the services of any provider or any vehicles purchased.

***Loan Protection Plans:

Debt Protection
Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. DP, GAP-4322423.1-0222-0324

Guaranteed Asset Protection (GAP)
Your purchase of MEMBERS CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.

GAP purchase from state chartered credit unions in FL, GA, IA, UT, VT and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee.

GAP purchase from state chartered credit unions in CO, MO or SC may be canceled at any time during the loan and receive a refund of the unearned fee.

GAP purchase from state chartered credit unions in IN may be without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee.

CUNA Mutual Group © GAP-4959684. 1-0922-1024

Extended Warranty
This section is intended to provide basic information regarding Extended Warranty; complete terms and provisions are contained within each of the plans. Please ask us for more details about Extended Warranty.

Additional disclosures

We will give you additional information before you are required to pay for any of our loan protection plans. This information will include a copy of the contract containing the terms and conditions of the loan protection.

Eligibility requirements, conditions, and exclusions

There are eligibility requirements, conditions and exclusions that could prevent you from receiving benefits. You should carefully read your contract for a full explanation of the terms and conditions of the protection program.