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Why Georgia United?

We deliver safe and easy banking experiences that improve and enrich the lives of our members, team members and communities. We’re committed to helping Georgia families succeed everyday. That’s what it means to be YOUnited.

We Are So Much More Than a Bank

Our members are the center of the universe at Georgia United. We work hard to deliver the financial benefits you care about, including lower rates on loans, higher dividends on savings and convenient options in the way you can bank with us. We provide banking experiences that allow you to live your best life.

  • Lower rates on loans
  • Higher dividends on savings
  • Convenient ways to bank with us anytime, anywhere

We Look Out For Others

We are committed to building stronger communities. Our profits go back to our members, their schools and the neighborhoods and places they live, work and play. When you see #GUCUcares that is our commitment to positively impact the lives of our members, team members and the communities we serve to help people live happier, more financially stable lives.

The Georgia United Foundation was incorporated in 2016 as a nonprofit to improve the quality of life for children and families in the communities we serve. This foundation provides funding to support programs that positively impact Georgia, its schools and its families.

Learn more about some of the great work The Foundation is doing with programs like:


Join Us By Becoming a Member.

Let’s Become YOUnited.

Joining is easy. Open a Georgia United share (savings) account with a minimum deposit of just $5, plus a one-time $5 membership fee. You must be at least 18 years of age for an individual membership.

To open an account for someone under the age or 18 or to speak with someone, please visit a branch or call us at 888.493.4328. Note that a joint owner must be on the account for children and teens.

I have been with the Georgia United Credit Union family for many years and their customer service is number one and they always go the extra mile to make sure you are taken care of with a smile.
- Bobby J.
Been with Georgia United for a very long time and they are awesome. Whether I had 20 bucks in the account or 100 thousand, you are treated the same, with dignity and respect.
- Guy K.
I've always had near Chick-fil-A level customer service; especially by phone, which is crucial as I now live outside the state of Georgia.
- Wanda C.
The representative was personable, knowledgeable and efficient. Further, the representative was extremely patient as I explained my issue. Resolution to my concern exceeded expectations.
- Cynthia H.
I received great service from the Georgia United representative during a difficult time in my life. I sincerely appreciate her help and understanding.
- Kamden R.
Friendly, knowledgeable staff. Very quick with responding to people. I have been a member since 2005 when it was State Employee's Credit Union and have always loved the service you still provide.
- Lola P.
Since I have been a member, I have always received attention that exceeds the normal in professionalism and courtesy.
- Luis C.