Skip to main content

Why Should You Work With a Financial Professional?

Financial professionals go by many names — personal financial advisor, investment consultant, financial planner, financial coach — to name a few. Their varying backgrounds and credentials come with different designations and titles, and there are at least as many reasons to work with a financial professional as there are ways to call them.

Whether you want guidance for retirement planning, insurance, or savings and investment goals or you’re in need of a third-party expert’s objectivity to help you plan, a financial professional located right here at Georgia United Credit Union can help.

 

Six Reasons to Work With a Financial Professional

Let’s be honest, life can be complicated. Most hardworking people have enough to think about before even considering their long-term financial goals. That’s why a financial professional can be such a great help. An experienced professional can help you understand your own financial situation, plan ahead, set up long-term saving and investment goals, monitor your progress and make adjustments to stay on course. 

  1. You could use help achieving your financial goals. Maybe you’re clear about where you would like to be financially — whether that means managing debt, increasing your emergency savings, building assets, protecting your family’s financial well-being, planning for retirement or investing — but you haven’t yet been able to achieve those goals.
  2. You want your money to work a little (or a lot) harder. Financial advice and planning is not solely for wealthy individuals. Sound advice can help you make wise choices and get closer to your individual vision of the good life.
  3. You’re facing a financial milestone. Major life events are also major money events. Marriage or divorce, starting a family, buying a home, saving for college or retirement or losing a spouse can all have profound effects on your financial life.
  4. Your emotions are getting in the way. Financial decisions can be emotionally fraught, especially when they involve relationships and, potentially, conflict. The objectivity of a financial professional can help you keep a clear head when making important decisions about your money and your future.
  5. You don’t have time. It takes time to build, update and manage a financial plan. It takes time to stay abreast of changes that can affect your outcomes and influence your decisions. Working with a financial professional can help you save time.
  6. You recognize the limits of your own financial expertise. There’s good reason to call in experts when we have questions, such as mechanics for cars and doctors for our health. An experienced, impartial financial professional will work to understand your individual needs and recommend solutions.

 

What Can A Financial Professional Do for You?

You don’t need to wait for a windfall — or worse, a money crisis — to benefit from professional financial advice. When people think of a financial professional, they often envision someone who serves only wealthy clients; fortunately, the professionals at your credit union are experienced, prepared and happy to work with all members to meet their individual financial needs today and tomorrow.

Maybe today you need help creating a plan to pay down your debt and grow your savings. Down the line, you might be looking for the right investment vehicle for an inheritance or monetary gift. Both now and then, you have plenty to gain from the expertise of a trusted professional, available to you right at your credit union.

The financial professionals at Georgia United can offer guidance on a variety of products and ways to help you navigate your own financial journey. These may include:

  • Retirement savings, including 401(k) rollovers, individual retirement accounts (IRAs), Roth IRAs and more
  • Holistic financial management for building net worth and creating income from assets
  • Life, disability and long-term care insurance to provide financial protection for you and your family
  • Goal setting and saving for education or long-term care
  • Custom investment management
  • Stocks, bonds, mutual funds and annuities

The financial professional located at Georgia United not only has access to a great range of investment and insurance products geared toward helping you achieve your goals; they’re also knowledgeable about different product’s risks and benefits. They can help you evaluate options to determine your own comfort zone in terms of risk and potential return, and then help you create and carry out your own personalized plan for managing debt, savings, insurance, retirement planning and investing.

 

Why Have Confidence in a Financial Professional at Georgia United Credit Union?

Credit unions are mission-based, cooperative organizations focused on serving the needs of their members, rather than answering to outside shareholders. That means the financial professionals at your local branch look for investment products tailored to meet your needs, rather than pushing investment vehicles and programs that focus on profits through expensive fees, or put your money at greater risk than you’re comfortable with.

Your credit union membership means you’re part of a financial community. Here, you’re served by professionals who truly care about you as an individual. You’re much more than a number or a portfolio. The financial professionals located in our branches are here expressly to serve your best interests.

Contact the MEMBERS Financial Services team at Georgia United to set up a meeting today.

 

 

 

MEMBERS Financial Services advisors are registered representatives of CUNA Brokerage Services, Inc. Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA / SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America.

CBSI-3123009.1-0620-0722

 


Start Date:08 31, 2021