• Auto

Auto Loans


Terms up to 60 months (APR)

Shift your dreams into drive with an easy, affordable auto loan from Georgia United.

Whether you are in the market for a car, boat, trailer or other vehicle, new or pre-owned, our low auto loan rates will help you get moving! When you're ready for the keys to your dream ride, Georgia United can help you maximize value and minimize hassle! We offer:
  • Competitive low rates (on both new and pre-owned vehicles)
  • Flexible payment terms
  • No application fees
  • Quick processing times
  • Financing up to 100%*
  • Refinancing options available
  • Terms up to 84 months*
  • Pre-approvals available to enhance your negotiating ability
  • A car buying service that takes care of the dealership negotiations for you

For complete details and rates, click here

Ready to buy?

Loan applications are valid for 60 days

Get Pre-Approved

Know what you can afford BEFORE your next purchase. Get pre-approved for your auto loan beforehand to help you determine what you can comfortably afford. Arm yourself with this valuable information to understand what fits within your budget before you shop!

Whether you're ready to shop, have some idea on what you want or are still exploring your options, obtaining a pre-approval should be your first move. Simply fill out the application, but leave specific vehicle information blank.

Please note that pre-approvals require us to review your credit. Pre-approvals are valid for up to 30 days.

Click here to apply for your pre-approval today.

*All Credit Union loan programs, rates, terms and conditions are subject to change at any time without any notice. Financing and terms subject to credit approval. APR = Annual Percentage Rate. Estimated monthly payments of $12.77 per $1,000 borrowed at 1.99% APR for 84 months based on creditworthiness of borrower. 


Auto Assistance of Georgia

Not sure where to begin your search? Once you've gotten your loan pre-approved, let Auto Assistance of Georgia help you find your new vehicle!

Auto Assistance of Georgia offers:

  • Free access for credit union members
  • Representatives that work with you on finding the vehicle you want at the best possible price
  • Let them negotiate on your behalf

For more information on Auto Assistance of Georgia, click here***. 

***This link will direct you to a website owned and operated by a third party. By clicking on this link, you will leave our website. This link is provided for your information and convenience only. Georgia United Credit Union is not responsible for this website or its content and availability.


Loan Protection Plans

Protect your new investment with the Loan Protection Plan that best suits you. We offer:

Debt Protection*

Georgia United offers Debt Protection for qualified members, meaning that subject to approval, the debt will be paid in the event of disability, death or loss of employment.

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*Claims subject to approval.


Extended Warranty*
Extended Warranty is an optional protection program that offers members the opportunity to add additional warranty term and mileage coverage to their vehicles regardless of whether the vehicle is financed with Georgia United.

Some of the Benefits of Extended Warranty include:

  • No deductible
  • Nationwide Coverage
  • 30 day money back guarantee
  • Emergency road-side service
  • Protects the member’s asset and budget against unexpected repairs
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*This section is intended to provide basic information regarding Extended Warranty; complete terms and provisions are contained within each of the plans. Please ask us for more details about Extended Warranty.

Guaranteed Asset Protection (GAP) Coverage
GAP is designed to relieve the borrower(s) from the responsibility to repay the remainder of the loan balance not covered by their primary insurance when a vehicle is totaled or stolen.

Some of the Benefits of GAP Coverage include:
  • Low cost protection
  • Eliminates the out-of-pocket expense for the remaining loan balance after loss settlement
  • Helps the borrower avoid financial hardship and afford a replacement vehicle
  • Helps protect the borrower’s credit rating

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* All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.*Subject to Credit Approval; APR = Annual Percentage Rate