Search Georgia United Credit Union's website
Search Georgia United Credit Union's website
  • Balance Transfer

    Balance Transfer

Move Your High Rate Balance to a Georgia United Credit Card

Ditch your high rate credit cards and transfer those balances to a Georgia United Visa® Credit Card. With a balance transfer, you could lower your monthly payments and simplify multiple bills into one easy payment.

All Georgia United Credit Cards include:

  • Low Introductory Rate
  • $0 Balance Transfer Fee
  • No Annual Fee**

Balance Transfer Credit Cards

Cash Back Visa Signature Card

  • Earn Unlimited 1.5% Cash Back*. Receive cash back on all of your purchases with no exclusions.
  • Low Introductory Rate. 1.99% intro APR** on purchases and balance transfers for 12 months, then a variable rate APR of 9.99% to 22.99%. Balance transfers must occur within the first 3 billing cycles to receive intro rate.
  • No Annual Fee**
  • No Balance Transfer Fee
  • Visa Signature® Card Benefits
View Complete Details and Rates

Platinum Visa Credit Card

  • Low Introductory Rate. 1.99% intro APR** on purchases and balance transfers for 12 months, then a variable rate APR of 7.99% to 22.99%. Balance transfers must occur within the first three billing cycles to receive intro rate.
  • No Annual Fee**
  • No Balance Transfer Fee
View Complete Details and Rates

Request a Balance Transfer

Once you've opened your card, transferring your balance is a breeze. Log in to Online Banking and under the 'Transfers and Payments' drop-down, select 'Credit Card Balance Transfer' to submit your request. You can also contact our Member Care Center at 888.493.4328 or visit one of our branch locations. 



*Purchases do not include returned items for credit, balance transfers, cash advances and interest. There is no limit to the amount of cash back you can earn, if your account is open and in good standing. Cash back received will be automatically deposited into your Savings (Share) Account each month. 

**Introductory 1.99% Annual Percentage Rate (APR) is available on purchases and balance transfers for 12 billing cycles. Balance transfers must occur within the first three billing cycles of account opening to qualify for the introductory rate. Balance transfers incur interest charges from the transaction date. After introductory period, your APR on purchases and balance transfers will be a variable rate and may change based on Prime Rate, as of 04/27/20, rates are 7.99% to 22.99% for the Platinum Visa Credit Card and 9.99% to 22.99% for the Cash Back Visa Signature Card. Qualified rates vary based on credit history and underwriting factors. Not all applicants will qualify. To avoid paying interest on purchases, you must pay the entire balance by the due date, including transferred balances under this promotion. For other fees that may apply, call 888.493.4328 or see our credit card disclosure.

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.