Search Georgia United Credit Union's website
Search Georgia United Credit Union's website
  • Balance Transfer

    Transfer Your Balance to a Georgia United Credit Card

Move Your High Rate Balance to a Georgia United Credit Card

Ditch your high rate credit cards and transfer those balances to a Georgia United Visa® Credit Card. With a balance transfer, you could lower your monthly payments and simplify multiple bills into one easy payment.

All Georgia United Credit Cards include:

  • Low Introductory Rate
  • $0 Balance Transfer Fee
  • No Annual Fee**

Balance Transfer Credit Cards

Visa Cash Back Credit Card

  • Earn 1.5% Cash Back*. Receive cash back on all of your purchases with no exclusions.
  • $0 Balance Transfer Fee. Balance transfers must occur within the first three billing cycles.
  • Low Introductory Rate. 1.99% intro APR** on purchases and balance transfers for 12 months, then a variable rate APR of 11.99% to 22.99%.
  • No Annual Fee**
  • Includes Visa Signature Card Benefits
View Complete Details and Rates

Visa Platinum Credit Card

  • $0 Balance Transfer Fee. Balance transfers must occur within the first three billing cycles.
  • Low Introductory Rate. 1.99% intro APR** on purchases and balance transfers for 12 months, then a variable rate APR of 9.99% to 22.99%.
  • No Annual Fee**
View Complete Details and Rates

Request a Balance Transfer

Once you've opened your card, transferring your balance is a breeze. Log in to Online Banking and under the 'Transfers and Payments' drop-down, select 'Credit Card Balance Transfer' to submit your request. You can also contact our Member Care Center at 888.493.4328 or visit one of our branch locations. 



*Purchases do not include items returned for credit, balance transfers, cash advances and interest. There is no limit to the amount of cash back you can earn, as long as your account is open and in good standing. Cash back received will be automatically deposited into your Savings (Share) Account each month.

**Introductory 1.99% Annual Percentage Rate (APR) is available on purchases and balance transfers for 12 billing cycles. After that, your APR will be a variable rate, currently 9.99% to 22.99% for the Visa Platinum Card and 11.99% to 22.99% for the Visa Cash Back Card and based on your creditworthiness and ability to repay. Balance transfers must occur within the first three billing cycles. Balance transfers incur interest charges from the transaction date. To avoid paying interest on purchases, you must pay your entire balance by the next due date, including transferred balances under this promotion. 

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.