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Transfer your high rate credit card balances to a Georgia United VISA®Credit Card

Want to lower your monthly credit card payments? Save time and money and consolidate your credit card debt into one low rate Georgia United VISA Credit Card.  

Why switch to a Georgia United Credit Card?

  • Save money with a Low Annual Percentage Rate
  • No Balance Transfer Fee
  • No Annual Fee
  • 1.5% Cash Back When You Open a VISA Cash Back Card

See complete details and rates

Open a New Georgia United Credit Card!
When you open a new Georgia United VISA Credit Card, you can enjoy a low introductory APR* of 1.99% on your balance transfers and new purchases for the first 12 billing cycles, then a rate as low as 9.24% for the VISA Platinum Card or 11.24% for the VISA Cash Back Card. Balance transfers must occur within the first three billing cycles.

Transferring your balance is simple. To get started, apply today!


Already Have a Georgia United Card?
For a limited time, members with an existing Georgia United VISA Credit Card can transfer their balances from other credit cards to their Georgia United card for a low rate of 3.99% APR** for the life of the balance transfer. There is no fee to transfer balances. Offer valid until March 31, 2018.

To request a balance transfer:
  • Log in to Online Banking
  • Select the Transfers and Payments tab
  • Click Credit Card Balance Transfers and complete the form
Prefer to make a balance transfer over the phone or in-person? Contact our Member Care Center at 888.493.4328 or visit one of our branch locations. 

*Introductory 1.99% Annual Percentage Rate (APR) is available on purchases and balance transfers for 12 billing cycles. After that, your APR will be a variable rate, currently 9.24% to 22.99% for the VISA Platinum Card and 11.24% to 22.99% for the VISA Cash Back Card and based on your creditworthiness and ability to repay. Balance transfers must occur within the first three billing cycles. Balance transfers incur interest charges from the transaction date. To avoid paying interest on purchases, you must pay your entire balance by the next due date, including transferred balances under this promotion. Purchases do not include items returned for credit, balance transfers, cash advances and interest. There is no limit to the amount of cash back you can earn, as long as your account is open and in good standing. Cash back received will be automatically deposited into your Savings (Share) Account each month. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

**Promotional 3.99% Annual Percentage Rate (APR) Balance Transfer offer valid until March 31, 2018. The 3.99% APR applies until the transferred balance is paid off. No balance transfer fee. Balance transfers incur interest charges from the transaction date. Credit card purchases will accrue interest at your standard variable rate (see your Georgia United Credit Card Agreement). To avoid paying interest on purchases, you must pay your entire balance by the next due date, including transferred balances under this promotion. You can transfer any amount up to your available credit limit. Offer available for current cardholders only. Balance transfers may not be used to pay accounts issued by Georgia United Credit Union. Balance transfers must post to your account by March 31, 2018. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.