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  • Balance Transfer

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Balance transfer offer for new Georgia United Visa Credit Cardholders

If you're paying high interest on another credit card, a balance transfer can help you consolidate your debt and may lower your monthly payments. With your new Georgia United Visa® Credit Card, you can transfer balances to your card and enjoy a low introductory APR* of 1.99% on purchases and balance transfers for the first 12 billing cycles. Plus, there's no fee to transfer! 

This is a limited time offer. Balance transfers must occur within the first three billing cycles.

Transferring your balance is simple.

To request a balance transfer:

  • Log in to Online Banking
  • Click 'Transfers and Payments' in the navigation menu
  • Select 'Credit Card Balance Transfers' and complete the form
You can also request a balance transfer by contacting our Member Care Center at 888.493.4328 or by visiting one of our branch locations. 


*Introductory 1.99% Annual Percentage Rate (APR) is available on purchases and balance transfers for 12 billing cycles. After that, your APR will be a variable rate, currently 9.99% to 22.99% for the Visa Platinum Card and 11.99% to 22.99% for the Visa Cash Back Card and based on your creditworthiness and ability to repay. Balance transfers must occur within the first three billing cycles. Balance transfers incur interest charges from the transaction date. To avoid paying interest on purchases, you must pay your entire balance by the next due date, including transferred balances under this promotion.

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.