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CASH BACK Credit Card 

Georgia United's VISA® Cash Back card is the perfect accessory to use for everyday purchases like back to school items. Enjoy the convenience and simplicity of a low rate credit card with great VISA signature benefits! 

Enjoy 1.5% cash back on ALL your purchases without exclusions, spending limits or annual fees. You'll also enjoy low introductory rates on purchases and balance transfers. Every month cash back will be automatically deposited into your Savings (Share) Account. Take advantage of the 1.99% introductory rate on purchases and balance transfers for the first 12 billing cycles. This signature card includes additional benefits like cell phone insurance, trip cancellation protection and chip card technology

For complete details and rates, click here

apply todayCash Back Terms and Conditions

Download VISA's Signature Guide to Benefits

VISA Platinum Credit Card

Do you already have a Georgia United Platinum or Gold card OR are you looking for a new credit card? Upgrade your current card or open a new account to take advantage of the 1.99% introductory rates on purchases and balance transfers for the first 12 billing cycles. 

Members can transfer their Georgia United account balance over at their current, protected rate and enjoy the benefits 1.99% APR on new purchases and balance transfers from other institutions. 

For complete details and rates, click here

apply today

Platinum Terms and Conditions

With the above cards, Georgia United card holders can enjoy these great benefits:

  • Auto rental collision damage waiver
  • No annual membership fee
  • Emergency cash disbursement & card replacement service
  • Cardholder inquiry
  • 24-hour lost/stolen card reporting
  • Roadside dispatch
  • Travel & emergency assistance
  • Warranty manager service
  • Zero Liability for fraudulent purchases


Georgia United recommends that you monitor your account regularly. If you ever have questions regarding your VISA® credit card(s), contact us for assistance.

*Rates are quoted as an Annual Percentage Rate. This special introductory rate is offered through the first 12 billing cycles, thereafter the rate may vary and is based on the prime rate (published in the Wall Street Journal on the last business day of each month) plus a marginal increase and the borrower’s creditworthiness and ability to repay. The estimated APR rate is between 7.99% and 24.99%. Balance transfers must occur during the first three billing cycles.

For more information about your Gold and/or Platinum credit card issued on or before November 13, 2014, please see the below disclosures.

Gold credit card - Terms and Conditions
Platinum credit card - Platinum Terms and Conditions