• Credit Cards

    Credit Cards

Low Rate Credit Cards That Come With Benefits

Shop with a Georgia United VISA® Credit Card and enjoy the ease of a convenient, low rate card with straightforward benefits. There’s no annual fee plus you can get rewarded for your spending with our VISA Cash Back Credit Card.

Cash Back Credit Card 

VISA Cash Back
Terms and Conditions


VISA Cash Back Credit Card

If you like getting rewarded for your spending, you’ll love our VISA® Cash Back Credit Card.

  • Earn 1.5% Cash Back*. Receive cash back on all of your purchases with no exclusions. We’ll automatically deposit your cash back into your savings account each month. It’s that simple.
  • $0 Balance Transfer Fee. Balance transfers must occur within the first three billing cycles.
  • Low Introductory Rate. 1.99% intro APR** on purchases and balance transfers for 12 months, then a variable rate APR of 11.49% to 22.99%.
  • No Annual Fee
  • Includes VISA Signature Card Benefits
View Complete Details and Rates

 Visa Platinum Credit Card

VISA Platinum
Terms and Conditions


VISA Platinum Credit Card

Featuring our lowest rates, the VISA® Platinum Credit Card is a good choice if you’re interested in keeping payments low and saving money.

  • $0 Balance Transfer Fee. Balance transfers must occur within the first three billing cycles.
  • Low Introductory Rate. 1.99% intro APR** on purchases and balance transfers for 12 months, then a variable rate APR of 9.49% to 22.99%.
  • No Annual Fee
View Complete Details and Rates                         

Additional Card Features

Georgia United cardholders can also enjoy these great benefits:

  • Zero liability for fraudulent purchases
  • Chip card technology
  • Auto rental collision damage waiver
  • Emergency cash disbursement & card replacement service
  • Roadside dispatch
  • Travel & emergency assistance 
  • 24-hour lost/stolen card reporting
  • Cardholder inquiry
  • Warranty manager service

Lost/Stolen Credit Card

If you've misplaced your card, quickly freeze it in Online Banking or by contacting our Member Care Center at 888.493.4328. If you suspect fraud or need to order a replacement card, we'll be happy to assist you with this as well.


*Purchases do not include items returned for credit, balance transfers, cash advances and interest. There is no limit to the amount of cash back you can earn, as long as your account is open and in good standing. Cash back received will be automatically deposited into your Savings (Share) Account each month.

**Introductory 1.99% Annual Percentage Rate (APR) is available on purchases and balance transfers for 12 billing cycles. After that, your APR will be a variable rate, currently 9.49% to 22.99% for the VISA Platinum Card and 11.49% to 22.99% for the VISA Cash Back Card and based on your creditworthiness and ability to repay. Balance transfers must occur within the first three billing cycles. Balance transfers incur interest charges from the transaction date. To avoid paying interest on purchases, you must pay your entire balance by the next due date, including transferred balances under this promotion. 

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.


For more information about your Gold and/or Platinum Credit Card issued on or before November 2014, please see the below disclosures.

Gold Credit Card - Terms and Conditions
Platinum Credit Card - Platinum Terms and Conditions