Second Mortgage Products
Borrow against the equity in your existing home to help cover the costs of college, purchase of a second home, consolidate bills, or make home improvements. A Second Mortgage with Georgia United can offer you a convenient and affordable way to get the financing you need. Choose from:
Home Equity Line of Credit (HELOC)
- Introductory 1.99% APR* for first six billing cycles
- After introductory rate, rate will be a variable rate, currently 4.875% APR*
- Convenient VISA® Card access to your line of credit
- Lines of Credit from $5,000 - $250,000
- Interest only payments available
Click Here for complete HELOC disclosure details.
Fixed Rate Second Mortgage
*There may be an appraisal fee. Please ask our mortgage loan professionals for more details.
- 100% financing available on primary residence and up to 90% for second homes
- Fixed rate over the loan term
- Includes 5, 10 or 15 year terms
- No closing costs*