Search Georgia United Credit Union's website
Search Georgia United Credit Union's website
  • Skip-A-Pay


Sweeten Your Summer! Skip Your Loan Payment!

Relax More With Skip-A-Pay!

Life happens when you’re making plans…Skip-A-Pay puts plans back on track!

Whether it’s that vacation of a lifetime or an unexpected bill, Georgia United gives you the option to defer your payment on eligible* loans and credit cards.  For a $25 service fee, you can put cash towards what you need most.

Skip-A-Pay is available for all loans except:  Home Loans, Home Equity Lines of Credit, Personal Lines of Credit, business loans, CURE loans, Indirect Auto Loans, Lender Protection Program loans and past-due loans.  Each payment skipped is $25 and will be deducted from your Georgia United checking or savings account.

Find out if your loan qualifies for Skip-A-Pay!  Contact our Member Care Center at 888.493.4328 for more information. 


Apply Today

Approved applications are subject to a $25 service fee, deducted from your checking or savings account.

Apply Online

Apply Online

Log in to Online Banking and select the Services tab. In the drop-down menu, select Skip-A-Pay to fill out the form.

Apply by Mail


Download the Skip-A-Pay Application Form and mail it to the address below:

Georgia United Credit Union
P.O. Box 100070
Duluth, GA 30096-9370

Apply by Telephone
Apply by Phone


Please contact our Member Care Center at 888.493.4328.
*All Skip-A-Pay requests are subject to Georgia United approval. Interest and finance charges will continue to accrue. Deferring your payment will extend the term of your loan(s). Your payment(s) will resume, as required by your loan agreement, the following month.  Your account must be in good standing. This means that your membership share has the required $5 minimum balance and you have no charged off accounts with us. This offer is only valid for loans that are current. Offer not valid on new loans within the first 90 days. You may complete two skips per rolling 12-month period; however, you may not skip two consecutive months. This special Skip-A-Pay offer may be used for one of the following options: one monthly loan payment, two consecutive bi-weekly payments or four consecutive weekly loan payments. Loans not eligible for this offer include: Home Loans, Home Equity Lines of Credit, Personal Lines of Credit, business loans, CURE Loans, Indirect Auto Loans, Lender Protection Program Loans and past due loans. The application must be received at least one week prior to your due date.  If you elected GAP coverage, the coverage may not be extended beyond the original maturity date (please review your GAP disclosure).  If you make your Georgia United loan payment automatically from another financial institution, it is your responsibility to cancel/postpone your payments.