• Skip-A-Pay


Stretch your budget with Skip-A-Pay!

Don’t let life’s surprises put a damper on your plans. Georgia United offers the Skip-A-Pay program to help you put a little cash back in your pocket when you need it most. Whether it’s paying an unexpected bill or having a truly unforgettable vacation, we have you covered!

Our Skip-A-Pay program gives you the option to defer your next month's payment on an eligible credit card and loan payment for a small fee. Each payment skipped is $25 and the fee will be deducted from your Georgia United checking or savings account.

Skip-A-Pay is available for all loans except Home Loans, Home Equity Lines of Credit, Personal Lines of Credit, business loans, CURE loans, Lender Protection Program loans and past-due loans. Not sure if your loan qualifies, ask us! Contact our Member Care Center at 888.493.4328 for more information. 

Submit Your Application

If accepted, a $25 service fee will be deducted from your checking or savings account.

Apply Online

Apply Online

Log in to Online Banking and select the Services tab. In the drop-down menu, select Skip-A-Pay to fill out the form.

Apply by Mail

Apply by Mail

Download the Skip-A-Pay Application Form and mail it to the address below:

Georgia United Credit Union
P.O. Box 100070
Duluth, GA 30096-9370

Apply by Telephone

Apply by Phone

Please contact our Member Care Center at 888.493.4328.

*All Skip-A-Pay requests are subject to Georgia United approval. Interest and finance charges will continue to accrue. Deferring your payment will extend the term of your loan(s). Your payment(s) will resume, as required by your loan agreement, the following month.  Your account must be in good standing. This means that your membership share has the required $5 minimum balance and you have no charged off accounts with us. This offer is only valid for loans that are current. Offer not valid on new loans within the first 90 days. You may complete two skips per rolling 12-month period; however, you may not skip two consecutive months. This special Skip-A-Pay offer may be used for one of the following options: one monthly loan payment, two consecutive bi-weekly payments or four consecutive weekly loan payments. Loans not eligible for this offer include: Home Loans, Home Equity Lines of Credit, Personal Lines of Credit, business loans, CURE Loans, Lender Protection Program Loans and past due loans. The application must be received at least one week prior to your due date.  If you elected GAP coverage, the coverage may not be extended beyond the original maturity date (please review your GAP disclosure).  If you make your Georgia United loan payment automatically from another financial institution, it is your responsibility to cancel/postpone your payments.