• State Agencies

    State Agencies

Serving the State Agencies of Georgia

Georgia United Credit Union proudly serves employees of the state of Georgia including all state agencies authorities, bureaus, boards and commissions. Current employees, retirees and immediate family members are also eligible for membership.  

Why Choose Georgia United? 

We exist to serve you! As a member-owned financial service organization, we offer the same types of services as a typical bank but profits are returned back to you instead of corporate stakeholders. This means more money in your pocket by way of reduced fees, low loan rates and higher saving rates.

At Georgia United, we believe in the philosophy of "people helping people" and support community initiatives that focus on education, financial literacy and improving the lives of the disadvantaged. Being a member of Georgia United is more than just banking - it's a way to make a difference in your family's life and the lives of others. 

 

 

 

Joining is Easy

Simply open a savings account with a $5 deposit. Once you're a member, you're a member for life, regardless of where you live or work.

Become a Member




 

Products and Services

Don't let our name mislead you - Georgia United's products and services are available to our members coast-to-coast due to our shared branching network. With over 5,000 participating credit unions, 19 local branches and the ability to access your accounts online or through our mobile app - you're always in control of your money. 

You also have access to our many knowledgeable team members who want to help make your financial goals a reality. Whether you want to save for something special, manage and refinance old debt or plan for your future, our team members will work with you to develop a plan that fits your lifestyle.   

We provide members with financial solutions at every stage of life. Check out some of our popular products below.

Savings & Checking 

Ideal for maintaining daily finances and earmarking funds for longer-term goals. Account options for all ages.

  • Unified Checking with options to earn interest
  • Overdraft Protection and Courtesy Pay options 
  • Free identity theft protection 

Home Loans

We make purchasing your home easy. We offer adjustable and fixed-rate first and second mortgages with refinancing options available.

  • Low closing costs
  • Pre-qualifications available
  • First-Time Homebuyer, ARM & HELOC products

Credit Cards

Credit options that are convenient, offer low rates and provide you with straightforward benefits. 

  • VISA Cash Back - Earn 1.5% cash back on net purchases
  • VISA Platinum - Low introductory rates and balance transfers
  • No annual fees

Personal Loans

Take care of unexpected expenses or plan for a special event with a low-interest rate personal loan.
 
  • Personal loans with minimums as low as $500
  • Personal Lines of Credit with flexible limits and terms
  • Re-establish your credit with Share and Certificate Secured

Vehicle Loans

Drive the ride of your dreams with a low-rate loan. Same great rates on new or pre-owned vehicles. We also finance boats, RV's and campers.    

  • Flexible payment terms
  • Financing up to 100%
  • Easy online application with no fees 

Investments

It's never too early to start planning for your future. We offer our members a variety of investment and retirement products and services.

  • Retirement and Investment options: Traditional, Roth and Coverdell (Education) IRA's
  • IRA Certificates, CDs, Sterling Money Marketing and IRA Share Savings Accounts
  • Member exclusive financial services representatives for individual consultation

For Our State Employers:

Enhancing your benefits package by offering membership to Georgia United is at no cost to you. In addition to the many products and services we offer to our individual members, we also offer free financial education seminars to our member companies and resource materials for new employees.

To request an onsite visit, order supplies or learn more about Georgia United, please contact your dedicated Business Development Officer, Hannah Thompson.

Hannah.Thompson@gucu.org
Office: 770.476.6400 ext. 6884
Cell: 770.846.0268