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Search Georgia United Credit Union's website
  • 50/30/20 Calculator

    Financial Calculators

50/30/20 Savings Calculator 

The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that is easy, yet effective, to implement. It offers guidelines for enjoying your income while putting savings on autopilot with a simple budgeting formula that should set 50% of income for needs, 30% for wants and 20% for savings. 


This information may help you analyze your financial needs. The results provided by this calculator are hypothetical and intended for illustrative purposes only. Accuracy is not guaranteed. This calculator is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Georgia United. This calculator does not predict or guarantee the actual results of any investment product. Please consult with qualified professionals to discuss your situation. The final APR may differ from the APR in the results due to additional fees that may be applicable.