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  • Certificates

    Spark Your Savings!

Get Our Best Savings Rates With A Certificate of Deposit

A Certificate of Deposit, or CD, is a safe and secure savings tool that grows regardless of the fluctuating market. That’s because you lock in a great rate that’s guaranteed for the duration of your investment.

If you have cash stashed away in a savings account with no immediate plans to use it, consider transferring your funds to a new Georgia United CD and watch your savings grow!

Which CD is right for you?

For a limited time, take advantage of our featured CDs, which offer our highest rates of return without a long-term commitment.


 Today’s Featured CDs

Term APY*
 7 Month CD  1.50%
 18 Month CD  2.02%
 27 Month CD  2.50%
View all CD Rates

Reasons to Open a CD

  • Save more with rates above national averages**
  • Save confidently with predictable rates of return
  • Save securely with funds insured by the NCUA

Open a CD with as little as $1,000. All CDs come with no monthly fees, guaranteed rates and are insured by the NCUA up to $250,000. IRA Certificate of Deposit options available.

Open a CD and Start Saving

Call 888.493.4328   or   Find a Branch


For additional details on Certificates of Deposit, see the Terms & Conditions

*APY = Annual Percentage Yield.  The minimum deposit is $1,000.  Dividends are compounded daily and are credited on a quarterly basis.  Early withdrawal penalties apply.  At maturity, the 7 month CD would automatically roll into a 6 month CD at the prevailing rate in effect at renewal.  At maturity, the 18 month CD would automatically roll into a 12 month CD at the prevailing rate in effect at renewal. At maturity, the 27 month CD would automatically roll into a 24 month CD at the prevailing rate in effect at renewal.  The funds used to open the CD cannot currently be in a deposit account with Georgia United.  Rates are accurate as of 1/15/19.  Insured by NCUA.   

**Based on BankRate.com, the average interest rate on a savings account is 0.09 percent APY.