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Schedule an Appointment

Make an Appointment Today

Please select the service you are interested in below. When scheduling an appointment, please do not include personal identifying information such as Social Security number, member number or account number in your request. If you are more than 15 minutes late to your scheduled appointment, we may need to reschedule your appointment.

Please refer to our FAQs for additional information and to learn what documentation you are required to bring to your appointment.


Service an Existing Account

  • Update personal information
  • Questions about your existing Checking or Savings Account
  • Online Banking assistance
  • Order checks/debit cards
  • Cardholder disputes


Frequently Asked Questions

For loan appointments, please bring the below to help us better serve you. You can expect your appointment to last between 30-60 minutes. In advance of your appointment, please unfreeze your credit if you currently have a security freeze on your credit report.

Personal Loans/Credit Cards/Line of Credit

  • Copy of driver license for all borrowers
  • 30 days of current paystubs


  • Copy of driver license for all borrowers
  • 30 days of current paystubs
  • Copy of registration
  • 10 day payoff letter


  • Copy of driver license for all borrowers
  • 30 days of current paystubs
  • Buyers Order or Bill of Sale

For new account appointments, please have the following available. You can expect your appointment to last between 30-60 minutes.

  • Personal information including address, date of birth and Social Security number
  • Valid driver’s license or state issued ID

For mortgage appointments, please bring the below. You can expect your appointment to last 30 minutes.

  • Driver’s License
  • Most recent 30 days paystubs
  • IRS W-2 forms covering the most recent two-year period
  • Most recent 2 years tax returns
  • Most recent 2 months bank statements (all pages even if blank
  • Current official mortgage billing statement for the subject property (if applicable)
  • Homeowner’s Insurance Declaration pages for the subject property (if available)
  • Current mortgage statement(s) for all properties currently owned (if applicable)
  • Current homeowner’s insurance declaration pages for all properties owned (if applicable)
  • Current property tax billing statements for all properties currently owned (if applicable)



We are proceeding with the utmost caution and taking additional preventative measures to safely serve members and protect our team members. When you arrive for a scheduled appointment, you can expect:

  • To be asked a brief COVID health questionnaire before entering the branch
  • To be asked to temporarily remove your mask or other facial covering for identification purposes
  • Please leave any food or drink inside your vehicle or dispose of it before entering. We will also be temporarily closing our coffee bars
  • Plexiglass and additional sanitation measures have been added for member and team member safety
  • Restrooms will be unavailable for member use at this time


If you need to cancel or reschedule an appointment time, please click the link located below your confirmation number in your confirmation email to cancel or reschedule your appointment. If you are more than 15 minutes late to your scheduled appointment, Georgia United may need to cancel your appointment. 

If the branch closes unexpectedly and we need to cancel or reschedule your appointment, you will receive an email communication, phone call and/or text message. 


Yes. You will receive an email and text message reminder 24 hours before your scheduled appointment.

You will also recieve a text message at your appointment time when our team members are ready to serve you.

Meet Your 401(k)

Maximize Your Savings for the Future

In order to support yourself after retiring, you will need a source of income that will stretch further than the safety net of Social Security.

Some employers offer traditional pensions, which pays retirement income based on your final salary and time on the job. Others contribute to a cash balance, profit sharing or other plan on your behalf. But most employers offer you the opportunity to participate in a salary reduction plan, such as a 401(k) or 403(b).

Participation Advantages

If you participate in your employer’s 401(k) or 403(b) plan, a percentage of your gross income will be withheld each pay period in an account in your name and will accumulate tax-deferred earnings on those contributions. That means the earnings are reinvested to increase the base on which additional earnings can accumulate, a process called compounding.

Participating in a 401(k) or 403(b) plan has three big advantages:

1. Any tax-deferred contributions reduce your current income taxes since they are subtracted from your income before tax withholding is calculated.

2. Contributions to a tax-free Roth 401(k) or 403(b) aren’t deductible. But when you withdraw after 59½, your earnings are tax free if your account has been open at least five years.

3. Many employers match a percentage of the contributions you make.

Why Now?

When compounding is involved, time is money. The more years that you add contributions to your plan and the more years that any earnings increase your principal, the larger your account balance has the potential to grow.

Of course, there are no guarantees about either the rate or the regularity of the earnings. They may be outstanding one year and dismal the next or they alternate between periods of growth and decline. That is the reality of investing. Having time on your side means that bumps in the road, like a period when investment prices go down and your account value shrinks, may be setbacks - but they don’t have to be fatal.

Bright and Early

To show the impact of early investing in a 401(k) or other retirement savings plan, use a savings calculator to compare the potential results if you begin investing at different points in your working life.

For example, assume your employer doesn’t match your contributions and you contribute $5,000 every year, earning 8% interest and will stop contributions at age 65.

  • Starting at age 45 - your account value will be approximately $247,000 at age 65, based on total contributions of $100,000.
  • Starting at age 35 - your account value will be approximately $611,000 at age 65, based on total contributions of $150,000.
  • Starting at age 25 - your account value is almost $1.4 million at age 65, based on total contributions of $200,000.

Remember that returns are not guaranteed. Your return could be low and you could lose as well as make money – that’s why it’s important to start saving early.

A 401(k) by Any Other Name

401(k) plans are the most common and best known, employer sponsored salary reduction plans. But they’re not the only ones. If you work for a not-for-profit organization such as a school or college, a hospital, cultural institution or charitable organization, your employer may offer a 403(b) plan, which operates in much the same way as a 401(k).

Similarly, the plan a state or municipal government offers may be a 457 plan, while federal government departments and agencies provide a thrift savings plan (TSP). And if you work for a small company—one with fewer than 100 employees—you may be part of a SIMPLE plan, an acronym for Savings Incentive Match Plan for Employees.

The rules differ slightly for each type of plan and even among plans of the same type. But all offer the opportunity for tax-deferred earnings.

Source: Banzai

Content provided for informational purposes only and should not be interpreted as legal advice on any subject matter.


Friendly personal service. The people get to know you and care. They are very knowledgeable and genuinely want to help.
- Elizabeth R.
Everyone is so nice and makes you feel like you are appreciated.
- Linda C.
It was a very rewarding experience and it feels like a family you just become a part of. I matter and that is big.
- Barbara C.

*APY = Annual Percentage Yield. Fees charged to the account could reduce the earnings on the account. **APR = Annual Percentage Rate with rates as low as listed rate. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. All loans are subject to pricing adjustments based on the borrower’s credit worthiness and loan-to-value.