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Leverage the Equity You've Worked Hard to Build

If you have equity in your home, put it to work with a Home Equity Line of Credit (HELOC). This revolving credit line is secured by the equity that you've built in your home and works like a credit card so you only pay interest on the funds you use.

Best of all, you can use a HELOC to pay for whatever you need, as you need it. Whether you're looking to fund a dream home renovation, pay for a large expense or consolidate debt, a HELOC may be the perfect solution.

Enjoy the Benefits

A HELOC can be easier to qualify for than other lending options. Plus, interest rates are typically lower than a personal loan or credit card, helping you save money in the long run and achieve your financial goals.

  • Easy access to your line of credit through Online Banking
  • The rate will be a variable rate based on current market conditions
  • Credit lines from $5,000 - $250,000
  • Interest-only payment options available for qualified borrowers


Still have questions? We're here to help. Use our free calculators or reach out to our mortgage experts by calling 888.493.4328 ext. 6850 or emailing

I've been with Georgia United for many years and have availed myself of various opportunities (loans in particular). Regardless of who I've dealt with, I've always been extremely pleased with the service and product. Georgia United has superior rates and very very competent personnel. Why would I go elsewhere for my financial needs? The answer is, "I wouldn't."
- Linda J.
Super easy and fast. Applied for the loan and turn around was immediate.
- John O.
Professional Service! Good rates! My loan officer was given three p's! Prompt, professional, and personable.
- Jerry D.
I have been a satisfied member for over 10 years. All my family are members of Georgia United and I have also recommended friends to become members of Georgia United, due to ease and low interest rates for auto loans, home loans, and personal loans.
- Jacqueline R.
We have been going through you guys for almost 10 years and multiple loans always been a good process.
- Matthew L.
The loan officer was readily available each time I needed to make contact with her. Great experience.
- Deborah P.
Efficient and professional service. Loan applications fast and unencumbered. Customer service oriented staff.
- Mike G.

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All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. All loans are subject to pricing adjustments based on the borrower’s credit worthiness and loan-to-value.


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