Unlock the Power of Your Home's Equity
with a Home Equity Line of Credit
Discover financial freedom by turning your home’s value into a flexible source of funds for home renovations, education costs, debt consolidation or significant purchases. A Combo Home Equity Line of Credit, or HELOC, from Georgia United Credit Union provides the advantages of a line of credit along with the safety and assurance of a home equity loan.
- Credit lines from $10,000 - $500,000
- Borrow up to 90% of your home's equity
Ready to put your home's equity to work? Let's get started.
Enjoy the benefits of a Combo HELOC
Fixed Rate Option
Protect your budget by locking in a fixed rate option on your HELOC balance for up to 10 years. With predictable monthly payments, you can plan and budget with confidence.
As a secured loan, our HELOC rates are significantly lower than credit cards, saving you money in the long run. Plus, qualified borrowers have the option to make interest-only payments.
How It Works
Choose the rate that works for you
Whether you prefer a variable rate line of credit or want to secure a fixed rate with predictable monthly payments, our Combo HELOC has you covered. You can lock in up to five portions of your balance at once, making it easy to manage your finances. As you pay off those locked balances, your line of credit will increase, giving you even more flexibility to use whenever you need it.
- Minimum lock amount is $5,000
- First rate lock is free and each additional lock is $50