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Grow your dough with 4.25% APY*

Roll in the savings with a 15 month certificate of deposit (CD) from Georgia United. Enjoy 4.25% APY* and watch your savings rise with guaranteed returns.

Discover the Benefits of a Georgia United CD


Maximize Your Savings

With 4.25% APY* and compound interest, your savings will grow at an accelerated rate.

Start Small and Earn Big

No need for a large initial investment. Get started with a $1,000 minimum balance. 

Predictable Returns

With a fixed rate, grow your savings steadily, regardless of market fluctuations.

Safe and Secure

Georgia United accounts are NCUA insured, providing protection for your money.

Easy Account Access

Monitor your savings growth with the convenience of our mobile app.

Dedicated Service

Enjoy a smooth and personalized experience whether online or at a branch.

More Great CD Rates

Choose from our best certificate of deposit rates and find the term that works for you.

15 Month

Certificate of Deposit
4.25%
APY*

12 Month

Certificate of Deposit
3.50%
APY*

18 Month

Certificate of Deposit
3.40%
APY*

Open Your Account in Minutes From Anywhere

Getting started is easy and by joining Georgia United Credit Union, you can take advantage of all the benefits of credit union membership like low rate auto loans, rewards credit cards and so much more. 

  1. Complete our quick online application and become a member with a $5 one-time, nonrefundable membership fee.
  2. Fund your account with a minimum of $1,000.
  3. Sit back and let your money work for you.
Open Account
Questions? Let us help you get the answers you need.

We Are more than a bank

At Georgia United, we're committed to enriching the lives of our 150,000+ members' through rewarding and affordable products and community-focused philanthropy. Experience the benefits of a community that thrives together. Join us today!

Why join Georgia United? Hear what members have to say.

“
Friendly tellers and good customer service. They're always keeping privacy in mind and always alert members of fraudulent activity in accounts.
- Mohammed K.
“
I have just always felt very safe and comfortable trusting Georgia United with my financial needs. From taking out a loan to taking care of business where my money is concerned, I have always been satisfied with the service I have received.
- Nancy C.
“
I have been with Georgia United since I arrived in Georgia in August 2000. Since that time I have used the credit union for a number of banking activities including my checking and savings accounts. In the 24 years I have been with them I do not have a single complaint. I have always received courteous, professional service from great people.
- Bruce W.
“
I have been with Georgia United for a very long time, since 1986 or so. I have always been satisfied with the professional and courteous service I have received.
- Theresa S.
“
Great service with kind, knowledgeable people with respect for themselves and others.
- Linda S.
“
The staff is always friendly and patient and they take time to listen and handle concerns.
- Monica S.
“
Georgia United Credit Union employees are sweet, honest and homegrown. They are respectful and take great care of your needs. Plus the rates the credit union offers are a home run for me. Wish I had joined sooner.
- Kellye A.

Start saving today!

Open An Account

*APY = Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account, see terms and conditions for additional restrictions and fees that may apply. Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5.

15 month CD Promotion

APY is fixed for the term of the limited time promotion. Members with a Georgia United CD that reaches maturity may choose to renew at the promotional rate by increasing their deposit balance by $1,000. The funds used to open the CD cannot currently be in a deposit account with Georgia United. A 15 month term will earn 4.25% APY and at maturity, the CD will renew at a 12 month term at the prevailing rate.

Rates effective as of

Insured by NCUA