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The future is uncertain, but when you open a high yield certificate of deposit (CD) with Georgia United Credit Union, you'll lock in a great rate with a guaranteed return. It's a safe and easy way to grow your savings. Invest today so you can save for tomorrow.


When you move new money to our 30 month CD special, get a return that's over 20x the national savings average!

Offer Details
  • Earn 4.08% APY* on a 30 month CD
  • $1,000 minimum deposit to open
  • Deposit new money from another financial institution to fund your account

This CD special is only available for a limited time.


Benefits of a CD

  • Save more with higher payouts than a standard savings account
  • Save confidently with predictable rates of return
  • Guaranteed earnings
  • No monthly fees
  • IRA CD options available



Choose the CD That's Right For You

In addition to our limited time CD special, we have other CD rates available. Check out our current rates.

Certificates of Deposit Terms Dividend Rate Annual Percentage Yield (APY)
3 months 0.80% 0.80%
6 months 0.95% 0.95%
12 months 1.30% 1.31%
18 months 1.45% 1.46%
24 months 1.50% 1.51%
36 months 1.60% 1.61%
48 months 2.00% 2.02%
60 months 2.30% 2.33%
Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Fees could reduce the earnings on the account. Early withdrawal penalties may apply.


See Additional Terms & Conditions

Georgia United Credit Union employees are sweet, honest and homegrown. They are respectful and take great care of your needs. Plus the rates the credit union offers are a home run for me. Wish I had joined sooner.
- Kellye A.
Much easier to bank with Georgia United Credit Union than other banks. Reps seem more friendly, and better customer service. Rates and terms are generally better when a loan is needed.
- Wesley W.
I have always had great experiences while dealing with my banking business at the credit union. All employees are extremely friendly and helpful every time I deal with them.
- Bryan B.
The service is exceptional! The tellers are always friendly and personable! They ensure that my account is secure by asking security questions each time I withdraw money. I am a very satisfied customer!
- Keshia H.
Personnel have always helped me to navigate through any issues or questions that I may have. Friendly staff members and I have been completely satisfied with the services and options rendered to me.
- Mary J.
Georgia United Credit Union associates are always professional, friendly and courteous towards me as a customer. They have always met my financial needs and have my best interest in mind. I love the Dublin Branch employees! They make me feel like I am a part of their family!!
- Diane O.
Every time I or one of my immediate family members go to the Cumming branch we are greeted with very kind and appreciative faces. I have never been inside where I was treated any other way. The ladies are top notch and I wouldn't change anything that they are doing in any way. They treat everyone like they want to be there and want to help you in any way they can.
- Donald D.

Start saving today!

*APY = Annual Percentage Yield is fixed for the term of the limited time promotion. The minimum deposit and balance required to earn APY is $1,000.00. The funds used to open the CD cannot currently be in a deposit account with Georgia United. Dividend rate of 4.00% compounded daily and credited quarterly. 4.08% APY is accurate as of 1/19/23. At maturity, the CD will renew at a 24 month term at the prevailing rate. Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account, see terms and conditions for additional restrictions and fees that may apply. 
Insured by NCUA