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Elevate Your Savings with 4.50% APY*

Why settle for an average savings account when you can aim higher? Discover the power of saving with a Georgia United certificate of deposit (CD). Enjoy guaranteed returns with a high-interest savings rate and choose a term that suits you.

Discover the Benefits of a Georgia United CD


Maximize Your Savings

With 4.50% APY* and compound interest, your savings will grow at an accelerated rate.

Start Small and Earn Big

No need for a large initial investment. Get started with a $1,000 minimum balance. 

Predictable Returns

With a fixed rate, grow your savings steadily, regardless of market fluctuations.

Safe and Secure

Georgia United accounts are NCUA insured, providing protection for your money.

Easy Account Access

Monitor your savings growth with the convenience of our mobile app.

Dedicated Service

Experience a smooth and personalized experience whether online or at a branch.

More Great CD Rates

Choose from our best certificate of deposit rates and find the term that works for you.

7 Month

Certificate of Deposit
4.50%
APY*

12 Month

Certificate of Deposit
3.75%
APY*

18 Month

Certificate of Deposit
3.40%
APY*

Open Your Account in Minutes From Anywhere

Getting started is easy and by joining Georgia United Credit Union, you can take advantage of all the benefits of credit union membership like low rate auto loans, rewards credit cards and so much more. 

  1. Complete our quick online application and become a member with a $5 one-time, nonrefundable membership fee.
  2. Fund your account with a minimum of $1,000.
  3. Sit back and let your money work for you.
Open Account
Questions? Let us help you get the answers you need.

We Are more than a bank

At Georgia United, we're committed to enriching the lives of our 150,000+ members' through rewarding and affordable products and community-focused philanthropy. Experience the benefits of a community that thrives together and join us today!

Why join Georgia United? Hear what members have to say.

“
Georgia United Credit Union employees are sweet, honest and homegrown. They are respectful and take great care of your needs. Plus the rates the credit union offers are a home run for me. Wish I had joined sooner.
- Kellye A.
“
Much easier to bank with Georgia United Credit Union than other banks. Reps seem more friendly, and better customer service. Rates and terms are generally better when a loan is needed.
- Wesley W.
“
I have always had great experiences while dealing with my banking business at the credit union. All employees are extremely friendly and helpful every time I deal with them.
- Bryan B.
“
The service is exceptional! The tellers are always friendly and personable! They ensure that my account is secure by asking security questions each time I withdraw money. I am a very satisfied customer!
- Keshia H.
“
Personnel have always helped me to navigate through any issues or questions that I may have. Friendly staff members and I have been completely satisfied with the services and options rendered to me.
- Mary J.
“
Georgia United Credit Union associates are always professional, friendly and courteous towards me as a customer. They have always met my financial needs and have my best interest in mind. I love the Dublin Branch employees! They make me feel like I am a part of their family!!
- Diane O.
“
Every time I or one of my immediate family members go to the Cumming branch we are greeted with very kind and appreciative faces. I have never been inside where I was treated any other way. The ladies are top notch and I wouldn't change anything that they are doing in any way. They treat everyone like they want to be there and want to help you in any way they can.
- Donald D.

Start saving today!

Open An Account

*APY = Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account. Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5.

7 month CD Promotion

APY is fixed for the term of the limited time promotion. Members with a Georgia United CD that reaches maturity may choose to renew at the promotional rate by increasing their deposit balance by $1,000. The funds used to open the CD cannot currently be in a deposit account with Georgia United. A 7 month term will earn 4.50% APY and at maturity, the CD will renew at a 6 month term at the prevailing rate.

See Additional Terms & Conditions

Rates effective as of

Insured by NCUA