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Grow with Confidence: 27 Month CD at 4.00% APY*

Set it and forget it. Our 27 month certificate of deposit offers a strong, guaranteed rate—no check‑ins required. Because your money deserves to grow too.
Open a CD

What Makes Our CD Work for You

Guaranteed Growth

Set your rate from the start and know exactly what you’ll earn from day one.

Choose a Term That Fits Your Life

Pick short or long‑term options and save on your schedule.

Competitive Rates

Earn more than a traditional savings with no monthly maintenance fees.

More Ways to Grow

Prefer a shorter commitment or ready for long-term growth? Check out our full lineup of CD terms and rates.

36 Month

Certificate of Deposit
3.00%
APY*

18 Month

Certificate of Deposit
3.25%
APY*

6 Month

Certificate of Deposit
2.85%
APY*

EXPLORE SAVINGS RATES

Hear what members have to say.

“
It was so easy to open my CD. With everything happening in the world, I wanted to know my money was secure while still growing.
- Amy A.
“
Came to this branch yesterday; spoke to the manager about opening an account. I had such great experience, super helpful and informative.
- Maria S.
“
I've been banking with Georgia United since 2014 and I will not ever go back to a traditional bank. I do not pay unnecessary fees and charges which I appreciate. I can save and see my money grow without the bank constantly taking out fees and charges. The service is wonderful as well.
- Vivian C.
“
The ease of the process of becoming a member, the knowledge, kindness and courtesy of the staff was exceptional! This experience was our best so far out of all our banking relationships! We have already brought family members to become members and we will bring more! Keep up the great work!
- Henry B.

Get Started Your Way

Know your money is working for you and your future:

  • Apply online or visit a Georgia United branch for personal, one‑on‑one support
  • Fund your CD with a minimum of $1,000
  • Sit back and let your money work for you

Start saving with confidence—your future self will thank you.

Get Started
Questions? Let us help you get the answers you need.

Say Yes to Life's Possibilities

Your goals deserve a partner who puts people first. Georgia United offers caring guidance, a strong sense of community and smart financial solutions to help you reach what matters most.

Ready to grow your money?

Open An Account Today

*APY = Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account, see terms and conditions for additional restrictions and fees that may apply. Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5.

For Special Certificates, the minimum deposit to earn the advertised APY is $1,000, and the funds cannot currently be in a Georgia United account. The terms of a Special Certificate account expire at the time of renewal. Special Certificate will roll over to the closest similar term available at the time of renewal at the prevailing dividend rate.

Rates effective as of

Insured by NCUA