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CD Rates that tower above the rest

Why settle for an average savings account when you can aim higher? Discover the power of saving with a Georgia United certificate of deposit (CD). Enjoy guaranteed returns with a high-interest savings rate and choose a term that suits you.

Lock in Your Savings Rate

Invest today so you can save for tomorrow

A Georgia United CD offers a safe and secure savings option with guaranteed returns so you can save with confidence. With a fixed high-interest rate, there’s no need to worry about the market ups and downs – your savings keep growing, no matter what. Simply choose the commitment term that aligns with your goals. At the end of that fixed term, you can choose to renew your CD for another term or have the funds transferred to your checking or savings account. 

  • Higher returns than a standard savings account
  • Predictable rates that don't rely on the fluctuating market
  • No opening or monthly maintenance fees
  • Only $1,000 to open
  • NCUA insured

Choose the CD that's right for you

Certificates of Deposit Terms Dividend Rate Annual Percentage Yield (APY)
3 months 4.25% 4.32%
6 months 5.00% 5.06%
12 months 5.25% 5.39%
18 months 4.75% 4.86%
24 months 4.50% 4.60%
36 months 4.25% 4.34%
48 months 4.00% 4.08%
60 months 3.75% 3.82%

Open an Account & Grow Your Savings

Opening an account online only takes a few minutes.

Georgia United Credit Union employees are sweet, honest and homegrown. They are respectful and take great care of your needs. Plus the rates the credit union offers are a home run for me. Wish I had joined sooner.
- Kellye A.
Much easier to bank with Georgia United Credit Union than other banks. Reps seem more friendly, and better customer service. Rates and terms are generally better when a loan is needed.
- Wesley W.
I have always had great experiences while dealing with my banking business at the credit union. All employees are extremely friendly and helpful every time I deal with them.
- Bryan B.
The service is exceptional! The tellers are always friendly and personable! They ensure that my account is secure by asking security questions each time I withdraw money. I am a very satisfied customer!
- Keshia H.
Personnel have always helped me to navigate through any issues or questions that I may have. Friendly staff members and I have been completely satisfied with the services and options rendered to me.
- Mary J.
Georgia United Credit Union associates are always professional, friendly and courteous towards me as a customer. They have always met my financial needs and have my best interest in mind. I love the Dublin Branch employees! They make me feel like I am a part of their family!!
- Diane O.
Every time I or one of my immediate family members go to the Cumming branch we are greeted with very kind and appreciative faces. I have never been inside where I was treated any other way. The ladies are top notch and I wouldn't change anything that they are doing in any way. They treat everyone like they want to be there and want to help you in any way they can.
- Donald D.

Start saving today!

*APY = Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account.

See Additional Terms & Conditions

Rates effective as of

Insured by NCUA