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Trade Your High Rate Balance for a High Rate Experience

Transfer your high rate credit card balances to a Georgia United Visa® Credit Card without paying any transfer fees. With a balance transfer, you could lower your monthly payments and simplify multiple bills into one easy payment.

See if a Balance Transfer is Right for You

All Georgia United Credit Cards Come With Great Benefits

Cash Back Visa Signature® Card

Cash Back Visa Signature

Rates & Fees l Guide to Benefits

Get rewarded with cash back every time you swipe this card. Plus, it's packed with amazing perks!

Features
  • 1.5% cash back on all purchases* deposited hassle-free into your savings account
  • 1.99% intro APR** on purchases and balance transfers for 12 months, then a variable APR of 14.24% to 22.99%
  • $0 Annual Fee**
  • $0 Balance Transfer Fee

 

Apply Today

Platinum Visa® Credit Card

Visa Platinum Credit Card

Rates & Fees l Guide to Benefits

Keep it simple with our most affordable card. Enjoy lower payments and skip the extras.

Features
  • 1.99% intro APR** on purchases and balance transfers for 12 months, then a variable APR of 12.24% to 22.99%
  • $0 Annual Fee**
  • $0 Balance Transfer Fee
Apply Today

Request a Balance Transfer

Once you've opened your card, transferring your balance is a breeze. Log in to Online Banking and click 'Services' on the main menu. From there, select 'Balance Transfer' and complete the form to submit your request. You can also contact our Member Care Center at 888.493.4328 or visit a branch location. 

We Are more than a bank

About Georgia United

Our mission is to serve with a purpose to enrich the lives of our 150,000+ members, team members and surrounding communities. We not only offer rewarding and affordable products to our members, we also reinvest into our community through philanthropic initiatives that help them thrive. Joining is simple - apply online or at a branch, meet one of our eligibility requirements and pay a $5 one-time nonrefundable membership fee. Let us help you live your best life and join us today!
“
Georgia United Credit Union values all their customers. I got help with establishing credit when I had none because I always paid with cash. They help me get a credit card and told me all the ways I could establish good credit. I now have a credit score of 760, own a home and have no debt except the mortgage.
- Dakota D.
“
Georgia United’s app allows members to do their banking online safely and conveniently. Agents are always available and graciously and professionally provide the needed assistance by phone or at branches. A truly trusted bank!
- Karine A.
“
We have been members since 1968 and have always been satisfied with the service and the different things we’ve done from buying cars to refinancing mortgages.
- Marion A.
“
Georgia United is my security banking guard. If there is any type of suspicious activity on my accounts, Georgia United immediately contacts me. The entire banking staff are friendly, helpful, and knowledgeable. They remember who you are so that they extend a warm greeting when entering locations. If I have any type of problem, Georgia United is quick to help me. Plus they are a great figure in helping with any community event taking place. Georgia United is one of the best!
- Vermel T.
“
You guys always have great rates and are very helpful when I come to the branch for any financial needs. I would recommend anyone over to you guys.
- Timothy T.

Start The Online Application.

Apply Now

*Purchases do not include returned items for credit, balance transfers, cash advances and interest. There is no limit to the amount of cash back you can earn, if your account is open and in good standing. Cash back received will be automatically deposited into your Savings (Share) Account each month.  

**Introductory 1.99% Annual Percentage Rate (APR) is available on purchases and balance transfers for 12 billing cycles. Balance transfers must occur within the first three billing cycles of account opening to qualify for the introductory rate. Balance transfers incur interest charges from the transaction date. After introductory period, your APR on purchases and balance transfers will be a variable rate and may change based on Prime Rate, as of 12/27/24, rates are 12.24% to 22.99% for the Platinum Visa Credit Card and 14.24% to 22.99% for the Cash Back Visa Signature Card. Qualified rates vary based on credit history and underwriting factors. Not all applicants will qualify. To avoid paying interest on purchases, you must pay the entire balance by the due date, including transferred balances under this promotion. For other fees that may apply, call 888.493.4328 or see our  credit card disclosure. 

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.