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Take Control of Your Credit Card Debt

Are you ready to break free from high-interest credit card debt? New cardholders can take advantage of our balance transfer offer and move towards financial freedom.

Why Transfer Your Balance to Us?

With a new Georgia United Visa® Credit Card, enjoy:

  • Lower Interest Rates: Say goodbye to sky-high interest charges with 1.99% intro APR* on purchases and balance transfers for 12 months, then a variable APR of 12.24%-22.99%.
  • Reduced Monthly Payments: More breathing room in your budget.
  • No Annual Fees*: Keep more money in your pocket.
  • Zero Balance Transfer Fees*: Transfer your balance at no extra cost.
Explore Cards Rates & Fees

How It Works

  • Apply: Fill out our simple online application.
  • Transfer: Move your existing credit card balances to your new Georgia United Visa Credit Card. Follow our step-by-step guide.
  • Save: Watch your interest charges drop and your savings grow.
Apply now

Calculate Your Savings

Use our balance transfer calculator to see how much you could save.

We Are more than a bank

About Georgia United

Our mission is to serve with a purpose to enrich the lives of our 150,000+ members, team members and surrounding communities. We not only offer rewarding and affordable products to our members, we also reinvest into our community through philanthropic initiatives that help them thrive. Joining is simple - apply online or at a branch, meet one of our eligibility requirements and pay a $5 one-time nonrefundable membership fee. Let us help you live your best life and join us today!

What Our Members Say

“
For something as big as a "HUGE LINE OF CREDIT" against your home, Georgia United made the process pretty effortless and easy. To be able to do most of it online and show up at closing, where it literally took less than 20 minutes, was just way beyond what we could have expected. Everything from start to finish was easy and timely.
- Dee and Thomas T.
“
Georgia United is a reliable banking institution that is involved in the local community and keeps my personal financial information safe and secure with GREAT representatives that are like family.
- Vermel T.
“
The entire process of acquiring a car loan and opening a checking/savings account was the smoothest process I've experienced with any financial institution.
- Phillip W.
“
Georgia United has all options available, like loans, insurances, home equity lines and so on with the best rates or monthly payments. Most importantly is the easy processes to complete your business case with a friendly and respectful staff.
- Zuhair R.
“
Good on-site customer service; attractive deposit and loan rates; easy to use app.
- Mark S.

Start The Online Application.

Apply Now

*Introductory 1.99% Annual Percentage Rate (APR) is available on purchases and balance transfers for 12 billing cycles. Balance transfers must occur within the first three billing cycles of account opening to qualify for the introductory rate. Balance transfers incur interest charges from the transaction date. After introductory period, your APR on purchases and balance transfers will be a variable rate and may change based on Prime Rate, as of 12/27/24, rates are 12.24% to 22.99% for the Platinum Visa Credit Card and 14.24% to 22.99% for the Cash Back Visa Signature Card. Qualified rates vary based on credit history and underwriting factors. Not all applicants will qualify. To avoid paying interest on purchases, you must pay the entire balance by the due date, including transferred balances under this promotion. For other fees that may apply, call 888.493.4328 or see our credit card disclosure. 

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.