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Trade Your High Rate Balance for a High Rate Experience

Transfer your high rate credit card balances to a Georgia United Visa® Credit Card. With a balance transfer, you could lower your monthly payments and simplify multiple bills into one easy payment.

  • Easy to apply
  • Low Introductory Rate
  • $0 Balance Transfer Fee
  • No Annual Fee**

See if a Balance Transfer is Right for You

All Georgia United Credit Cards Come With Great Benefits

Cash Back Visa Signature® Card

  • Earn Unlimited 1.5% Cash Back*. Receive cash back on all of your purchases with no exclusions.
  • Low Introductory Rate. 1.99% intro APR** on purchases and balance transfers for 12 months, then a variable rate APR of 15.24% to 22.99%.
  • No Annual Fee**
  • No Balance Transfer Fee
  • Visa Signature® Card Benefits
  • Credit Card Disclosure


Platinum Visa® Credit Card

  • Low Introductory Rate. 1.99% intro APR** on purchases and balance transfers for 12 months, then a variable rate APR of 13.24% to 22.99%.
  • No Annual Fee**
  • No Balance Transfer Fee
  • Credit Card Disclosure


Request a Balance Transfer

Once you've opened your card, transferring your balance is a breeze. Log in to Online Banking and on the main menu click 'Services' then select 'Balance Transfer' to submit your request. You can also contact our Member Care Center at 888.493.4328 or visit a branch location

Georgia United Credit Union values all their customers. I got help with establishing credit when I had none because I always paid with cash. They help me get a credit card and told me all the ways I could establish good credit. I now have a credit score of 760, own a home and have no debt except the mortgage.
- Dakota D.
Georgia United’s app allows members to do their banking online safely and conveniently. Agents are always available and graciously and professionally provide the needed assistance by phone or at branches. A truly trusted bank!
- Karine A.
We have been members since 1968 and have always been satisfied with the service and the different things we’ve done from buying cars to refinancing mortgages.
- Marion A.
Georgia United is my security banking guard. If there is any type of suspicious activity on my accounts, Georgia United immediately contacts me. The entire banking staff are friendly, helpful, and knowledgeable. They remember who you are so that they extend a warm greeting when entering locations. If I have any type of problem, Georgia United is quick to help me. Plus they are a great figure in helping with any community event taking place. Georgia United is one of the best!
- Vermel T.
You guys always have great rates and are very helpful when I come to the branch for any financial needs. I would recommend anyone over to you guys.
- Timothy T.

Start The Online Application.

*Purchases do not include returned items for credit, balance transfers, cash advances and interest. There is no limit to the amount of cash back you can earn, if your account is open and in good standing. Cash back received will be automatically deposited into your Savings (Share) Account each month.  

**Introductory 1.99% Annual Percentage Rate (APR) is available on purchases and balance transfers for 12 billing cycles. Balance transfers must occur within the first three billing cycles of account opening to qualify for the introductory rate. Balance transfers incur interest charges from the transaction date. After introductory period, your APR on purchases and balance transfers will be a variable rate and may change based on Prime Rate, as of 8/27/23, rates are 13.24% to 22.99% for the Platinum Visa Credit Card and 15.24% to 22.99% for the Cash Back Visa Signature Card. Qualified rates vary based on credit history and underwriting factors. Not all applicants will qualify. To avoid paying interest on purchases, you must pay the entire balance by the due date, including transferred balances under this promotion. For other fees that may apply, call 888.493.4328 or see our credit card disclosure

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.