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Earn 1.5% Cash Back* on every purchase

With Georgia United's Cash Back Visa Signature® Card, you can earn unlimited 1.5% cash back on every dollar you spend. Whether you're paying for food, child care, vacation or anything in between, your cash back will add up in a big way!

Plus, we’ll automatically deposit your cash back into your account each month, hassle free! It’s that simple. Take advantage of our low introductory rate today and start earning cash back. You plus us. Let’s earn more.

Credit Card Disclosure


How Much Can You Earn Each Month?

Here's an example of how much you can earn each month when you use the Georgia United Cash Back Signature Card.

ExpensesMonthly CostCash Back Earnings
Groceries  $400 $6.00
Gas $125 $1.88
Utilities $350 $5.25
Monthly Expenses $3,250 $48.75



Card Features and Benefits

  • Earn 1.5% cash back* on all purchases with no exclusions.
    We'll automatically deposit your cash back into your savings account each month. It's that simple.
  • No annual fee**
  • No balance transfer fee
  • Low introductory rate
    1.99% APR** on purchases and balance transfers for 12 months, then a variable rate APR of 15.24% to 22.99%
  • Exclusive cardholder benefits & discounts

Certain terms, conditions and exclusions apply. Please refer to the Visa Guide to Benefits for further details. 

Georgia United Credit Union values all their customers. I got help with establishing credit when I had none because I always paid with cash. They help me get a credit card and told me all the ways I could establish good credit. I now have a credit score of 760, own a home and have no debt except the mortgage.
- Dakota D.
Georgia United’s app allows members to do their banking online safely and conveniently. Agents are always available and graciously and professionally provide the needed assistance by phone or at branches. A truly trusted bank!
- Karine A.
We have been members since 1968 and have always been satisfied with the service and the different things we’ve done from buying cars to refinancing mortgages.
- Marion A.
Georgia United is my security banking guard. If there is any type of suspicious activity on my accounts, Georgia United immediately contacts me. The entire banking staff are friendly, helpful, and knowledgeable. They remember who you are so that they extend a warm greeting when entering locations. If I have any type of problem, Georgia United is quick to help me. Plus they are a great figure in helping with any community event taking place. Georgia United is one of the best!
- Vermel T.
You guys always have great rates and are very helpful when I come to the branch for any financial needs. I would recommend anyone over to you guys.
- Timothy T.

Start earning cash back!

*Purchases do not include returned items for credit, balance transfers, cash advances and interest. There is no limit to the amount of cash back you can earn, if your account is open and in good standing. Cash back received will be automatically deposited into your Savings (Share) Account each month.

**Introductory 1.99% Annual Percentage Rate (APR) is available on purchases and balance transfers for 12 billing cycles. Balance transfers must occur within the first three billing cycles of account opening to qualify for the introductory rate. Balance transfers incur interest charges from the transaction date. After introductory period, your APR on purchases and balance transfers will be a variable rate and may change based on Prime Rate, as of 8/27/23, rates are 15.24% to 22.99%. Qualified rates vary based on credit history and underwriting factors. Not all applicants will qualify. To avoid paying interest on purchases, you must pay the entire balance by the due date, including transferred balances under this promotion. For other fees that may apply, call 888.493.4328 or see our credit card disclosure.

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.