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You’ve Just Found Your Best Banking Experience

Surprised that a credit union can serve all your banking needs? You shouldn’t be. Georgia United Credit Union offers the same products and services as large banks, but with a focus on our members and the communities we serve.

Experience the Georgia United Difference

As a not-for-profit financial institution, our profits are returned to members through reduced fees, low interest rates and high rates of return. If you’re tired of too many fees, getting lost in the shuffle or feeling underwhelmed by your banking experience, open an account today and experience the Georgia United difference. 


Georgia United offers a full suite of financial products and services to meet your needs. Our goal is to provide solutions that benefit you and make managing your accounts simple and convenient including: 

  • Lower or no service fees
  • Competitive rates on loan and savings accounts
  • Free* checking that earns interest
  • Online and mobile banking, including mobile check deposit**
  • Access to over 100,000 surcharge-free ATMs worldwide
  • Personalized and consultative member services



Our purpose-driven commitment in service is the reason Georgia United stands out from other financial institutions and has been recognized by industry leaders and community partners. Forbes has recognized us as a Best-In-State Credit Union for three years in a row and we're honored to be voted as Best Credit Union in several of the counties where we serve.



We are committed to building stronger communities by supporting programs and initiatives that help advance financial literacy, strengthen our school systems and enrich the lives of others.

In addition to the company initiatives, team members are actively involved in the community and are encouraged to volunteer with charities that are important to them. 

Hear From Our Members

I have been with the Georgia United Credit Union family for many years and their customer service is number one and they always go the extra mile to make sure you are taken care of with a smile.
- Bobby J.
Been with Georgia United for a very long time and they are awesome. Whether I had 20 bucks in the account or 100 thousand, you are treated the same, with dignity and respect.
- Guy K.
I've always had near Chick-fil-A level customer service; especially by phone, which is crucial as I now live outside the state of Georgia.
- Wanda C.
The representative was personable, knowledgeable and efficient. Further, the representative was extremely patient as I explained my issue. Resolution to my concern exceeded expectations.
- Cynthia H.
I received great service from the Georgia United representative during a difficult time in my life. I sincerely appreciate her help and understanding.
- Kamden R.
Friendly, knowledgeable staff. Very quick with responding to people. I have been a member since 2005 when it was State Employees' Credit Union and have always loved the service you still provide.
- Lola P.
Since I have been a member, I have always received attention that exceeds the normal in professionalism and courtesy.
- Luis C.

Open An Account

Joining is easy! Complete our quick and easy online application to open your account. 

Before you begin, please ensure that you have the following information available for you and any joint account owners:

  • Personal information including address, date of birth and Social Security number
  • Valid driver’s license or state issued ID

An inquiry to the consumer reporting agencies will be submitted for the primary applicant and any joint owners named on the account(s).


  • There are many ways to qualify for membership - just meet one of the eligibility requirements
  • To be a member, you must have a Georgia United Prime Share Savings Account with a minimum $5 opening deposit plus a $5 one-time, nonrefundable membership fee.
  • For more information, questions or to open an account for a minor; please visit a branch location or call 888.493.4328. You must be at least 18 years old to open an account online. Note that a joint owner must be on the account for children and teens.

Join Georgia United Credit Union.

*Overdraft/returned item fees may apply, see Share Rate and Fee Schedule for additional fees that may apply.

**Items transmitted using this service are not subject to the fund's availability requirements of the Federal Reserve Board Regulation CC. Deposits accepted using this service will be available within two business days. Georgia United may make such funds available sooner.

Insured by NCUA.