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Build Your Wealth with up to 4.00% APY*

Take your savings further and reach your goals faster with a High Earning Savings Account from Georgia United Credit Union. Along with a high-yield rate and flexibility to access your money 24/7, our team will be there to cheer you along the way to achieving your financial goals. That's what having a financial partner is all about.

  • Only $100 to open
  • Make unlimited deposits and get your money as you need it with two free withdrawals per month*
  • Accounts are NCUA insured

The higher the account balance, the higher the returns

How would you like to earn $1,200 on your savings account each year? That's how much you could earn on a $30,000 balance.

Deposit Balance Dividend Rate Annual Percentage Yield (APY)
Deposits of $0.01 - $9,999.99 0.10% 0.10%
Deposits of $10,000 - $24,999.99 1.98% 2.00%
Deposits greater than $25,000 3.93% 4.00%

If you're not investing your money into a high-yield account, you could be missing out on hundreds, even thousands of dollars in interest. See the difference for yourself. Use our savings calculator to see how much your cash can grow with Georgia United.

Calculate Savings

The Perfect Account for An Emergency Fund

With built-in flexibility, our High Earning Savings Account allows you to quickly access your funds when unexpected expenses arise. And our top-rated Online & Mobile Banking makes it easy to manage your account and securely transfer funds between your accounts here or at other financial institutions.

You've got savings goals, we have tools to get you there

See what it's like to have a financial partner

Georgia United Credit Union employees are sweet, honest and homegrown. They are respectful and take great care of your needs. Plus the rates the credit union offers are a home run for me. Wish I had joined sooner.
- Kellye A.
Much easier to bank with Georgia United Credit Union than other banks. Reps seem more friendly, and better customer service. Rates and terms are generally better when a loan is needed.
- Wesley W.
I have always had great experiences while dealing with my banking business at the credit union. All employees are extremely friendly and helpful every time I deal with them.
- Bryan B.
The service is exceptional! The tellers are always friendly and personable! They ensure that my account is secure by asking security questions each time I withdraw money. I am a very satisfied customer!
- Keshia H.
Personnel have always helped me to navigate through any issues or questions that I may have. Friendly staff members and I have been completely satisfied with the services and options rendered to me.
- Mary J.
Georgia United Credit Union associates are always professional, friendly and courteous towards me as a customer. They have always met my financial needs and have my best interest in mind. I love the Dublin Branch employees! They make me feel like I am a part of their family!!
- Diane O.
Every time I or one of my immediate family members go to the Cumming branch we are greeted with very kind and appreciative faces. I have never been inside where I was treated any other way. The ladies are top notch and I wouldn't change anything that they are doing in any way. They treat everyone like they want to be there and want to help you in any way they can.
- Donald D.
I’ve been a member of the credit union for over thirty years. I have NEVER had a bad experience with any of the tellers or management. I retired in 2017 and if/when I call for assistance, I still get EXCELLENT customer service. So, THANK YOU GEORGIA UNITED for all that you’ve done and still do to make my banking experience EASY. You ROCK!!
- Jacquelyn H.
I have been with the Georgia United Credit Union family for many years and their customer service is number one and they always go the extra mile to make sure you are taken care of with a smile.
- Bobby J.
Been with Georgia United for a very long time and they are awesome. Whether I had 20 bucks in the account or $100,000, you are treated the same, with dignity and respect.
- Guy K.

Start Earning More with a High Earning Savings Account.

*APY = Annual Percentage Yield. Rates may change after account is opened. Minimum deposit to open the account is $100.00. Minimum balance to earn dividend is $0.01. Dividend is accrued on a tiered basis. If your account balance is $9,999.99 or below, the Dividend rate and APY is 0.10%. If your account balance is from $10,000.00 to $24,999.99, the Dividend rate is 1.98% and the APY will be 2.00%. If your account balance is $25,000.00 or more, the Dividend rate is 3.93% and the APY will be 4.00%. Dividend is compounded and credited monthly. Must maintain a minimum balance of $5.00 in the account to avoid service fees; otherwise $5.00 fee per month. Will receive two (2) free withdrawals per month, thereafter your account may be subject to a $5.00 fee per withdrawal. Fees could reduce the earnings on the account, see Share Rates and Fees Schedule for additional fees that may apply. Membership and eligibility requirements apply. Membership requires a $5.00 one-time, nonrefundable membership fee and a minimum initial deposit of $5.00. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. 

Rates effective as of

Insured by NCUA