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Build your wealth with up to 3.50% APY*

Recognized by Newsweek for having the Best Savings Account Interest Rates in Georgia, Georgia United Credit Union's High Earning Savings Account offers an effortless way to grow your savings. Set your savings on autopilot and enjoy the advantages of a high-yield rate, ensuring your funds keep climbing higher and higher. Plus, rest easy knowing if there’s ever an emergency you can access your money with ease.

  • Only $100 to open
  • Unlimited deposits
  • Two free withdrawals per month*
Start Saving

Discover the Benefits of Saving with Georgia United


Everyone Can Earn Top Rates

Simply increase your savings by $100 each month or keep a balance of $25,000 or more.

Quick Access to Your Funds

When unexpected expenses arise, enjoy 24/7 access through Online & Mobile Banking.

Safe and Secure

Georgia United accounts are insured by the NCUA up to $250,000.


The more you save, the higher the returns

Earning is effortless with our tiered savings account. Our top savings rates are easy to qualify for, whether you maintain a high balance or regularly put money into your account.

Deposit Balance Dividend Rate Annual Percentage Yield (APY)
Balances less than $25,000, with monthly net deposit(s) of $100+ 3.45% 3.50%
Balances $25,000 or more 3.45% 3.50%
Balances $10,000 - $24,999.99 1.74% 1.75%
Balances less than $10,000 0.10% 0.10%

Disclaimer: Withdrawals can impact the account's net deposit increase.

Uncover the benefits of compound interest

If you're not investing your money into a high-yield account, you could be missing out on hundreds, even thousands of dollars in interest. That's free money you could be using to build your savings! Use our savings calculator to see how much your cash can grow.

Calculate Savings

You've got savings goals, we have tools to get you there

Opening a New Account is a Piece of Cake

Ready to open an account? Getting started is easy.

  1. Open your account online in just a couple minutes.
  2. Deposit funds into your account.
  3. Enjoy earning money on your money.
  4. Celebrate your savings success. You've earned it!

Want to speak with someone? Call us at 888.493.4328 or schedule an appointment.

Open An Account

See what it's like to have a financial partner

“
Georgia United Credit Union employees are sweet, honest and homegrown. They are respectful and take great care of your needs. Plus the rates the credit union offers are a home run for me. Wish I had joined sooner.
- Kellye A.
“
Much easier to bank with Georgia United Credit Union than other banks. Reps seem more friendly, and better customer service. Rates and terms are generally better when a loan is needed.
- Wesley W.
“
I have always had great experiences while dealing with my banking business at the credit union. All employees are extremely friendly and helpful every time I deal with them.
- Bryan B.
“
The service is exceptional! The tellers are always friendly and personable! They ensure that my account is secure by asking security questions each time I withdraw money. I am a very satisfied customer!
- Keshia H.
“
Personnel have always helped me to navigate through any issues or questions that I may have. Friendly staff members and I have been completely satisfied with the services and options rendered to me.
- Mary J.
“
Georgia United Credit Union associates are always professional, friendly and courteous towards me as a customer. They have always met my financial needs and have my best interest in mind. I love the Dublin Branch employees! They make me feel like I am a part of their family!!
- Diane O.
“
Every time I or one of my immediate family members go to the Cumming branch we are greeted with very kind and appreciative faces. I have never been inside where I was treated any other way. The ladies are top notch and I wouldn't change anything that they are doing in any way. They treat everyone like they want to be there and want to help you in any way they can.
- Donald D.
“
I’ve been a member of the credit union for over thirty years. I have NEVER had a bad experience with any of the tellers or management. I retired in 2017 and if/when I call for assistance, I still get EXCELLENT customer service. So, THANK YOU GEORGIA UNITED for all that you’ve done and still do to make my banking experience EASY. You ROCK!!
- Jacquelyn H.
“
I have been with the Georgia United Credit Union family for many years and their customer service is number one and they always go the extra mile to make sure you are taken care of with a smile.
- Bobby J.
“
Been with Georgia United for a very long time and they are awesome. Whether I had 20 bucks in the account or $100,000, you are treated the same, with dignity and respect.
- Guy K.

Georgia United Serves

150K+
Members

Serving Georgia for

65+
Years

Account insured up to

$250K
by NCUA

Start Earning More with a High Earning Savings Account.

Open Account

*APY = Annual Percentage Yield. Rates may change after account is opened. Any account that receives net deposit(s) totaling $100 or more during the month will earn 3.50% APY. If no qualifying deposit(s) are made, dividend is accrued on a tiered basis. Balances $9,999.99 or below earn 0.10% APY. Balances $10,000.00 to $24,999.99 earn 1.75% APY. Balances $25,000.00 or more earn 3.50%. Minimum deposit to open the account is $100.00. Minimum balance to earn dividend is $0.01. Dividend is compounded and credited monthly. Must maintain a minimum balance of $5.00 in the account to avoid service fees; otherwise $5.00 fee per month. Will receive two (2) free withdrawals per month, thereafter your account may be subject to a $5.00 fee per withdrawal. Fees may reduce the earnings. See the Share Rate and Fee Schedule for additional fees that may apply. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice.

Rates effective as of

Insured by NCUA