Skip to main content

Build your wealth with up to 3.25% APY*

Recognized by Newsweek for having the Best Savings Account Interest Rates in Georgia, Georgia United Credit Union's High Earning Savings Account offers an effortless way to grow your savings. Set your savings on autopilot and enjoy the advantages of a high-yield rate, ensuring your funds keep climbing higher and higher. Plus, rest easy knowing if there’s ever an emergency you can access your money with ease.

  • Only $100 to open
  • Unlimited deposits
  • Two free withdrawals per month*
Start Saving

Discover the Benefits of Saving with Georgia United


Everyone Can Earn Top Rates

Simply increase your savings by $100 each month or keep a balance of $25,000 or more.

Quick Access to Your Funds

When unexpected expenses arise, enjoy 24/7 access through Online & Mobile Banking.

Safe and Secure

Georgia United accounts are insured by the NCUA up to $250,000.


The more you save, the higher the returns

Earning is effortless with our tiered savings account. Our top savings rates are easy to qualify for, whether you maintain a high balance or regularly put money into your account.

Deposit Balance Dividend Rate Annual Percentage Yield (APY)
Balances less than $25,000, with monthly net deposit(s) of $100+ 3.20% 3.25%
Balances $25,000 or more 3.20% 3.25%
Balances $10,000 - $24,999.99 1.74% 1.75%
Balances less than $10,000 0.10% 0.10%

Disclaimer: Withdrawals can impact the account's net deposit increase.

Uncover the benefits of compound interest

If you're not investing your money into a high-yield account, you could be missing out on hundreds, even thousands of dollars in interest. That's free money you could be using to build your savings! Use our savings calculator to see how much your cash can grow.

Calculate Savings

You've got savings goals, we have tools to get you there

Opening a New Account is a Piece of Cake

Ready to open an account? Getting started is easy.

  1. Open your account online in just a couple minutes.
  2. Deposit funds into your account.
  3. Enjoy earning money on your money.
  4. Celebrate your savings success. You've earned it!

Want to speak with someone? Call us at 888.493.4328 or schedule an appointment.

Open An Account

See what it's like to have a financial partner

“
Friendly tellers and good customer service. They're always keeping privacy in mind and always alert members of fraudulent activity in accounts.
- Mohammed K.
“
Having a high yield savings account that, not only keeps your savings safe, but also pays you a percent interest amount to keep building up your savings is just amazing.
- Jeff C.
“
I have just always felt very safe and comfortable trusting Georgia United with my financial needs. From taking out a loan to taking care of business where my money is concerned, I have always been satisfied with the service I have received.
- Nancy C.
“
I have been with Georgia United since I arrived in Georgia in August 2000. Since that time I have used the credit union for a number of banking activities including my checking and savings accounts. In the 24 years I have been with them I do not have a single complaint. I have always received courteous, professional service from great people.
- Bruce W.
“
I have been with Georgia United for a very long time, since 1986 or so. I have always been satisfied with the professional and courteous service I have received.
- Theresa S.
“
Great service with kind, knowledgeable people with respect for themselves and others.
- Linda S.
“
The staff is always friendly and patient and they take time to listen and handle concerns.
- Monica S.
“
Georgia United Credit Union employees are sweet, honest and homegrown. They are respectful and take great care of your needs. Plus the rates the credit union offers are a home run for me. Wish I had joined sooner.
- Kellye A.
“
Much easier to bank with Georgia United Credit Union than other banks. Reps seem more friendly, and better customer service. Rates and terms are generally better when a loan is needed.
- Wesley W.
“
I have always had great experiences while dealing with my banking business at the credit union. All employees are extremely friendly and helpful every time I deal with them.
- Bryan B.

Georgia United Serves

150K+
Members

Serving Georgia for

65+
Years

Account insured up to

$250K
by NCUA

Start Earning More with a High Earning Savings Account.

Open Account

*APY = Annual Percentage Yield. Rates may change after account is opened. Any account that receives net deposit(s) totaling $100 or more during the month will earn 3.25% APY. If no qualifying deposit(s) are made, dividend is accrued on a tiered basis. Balances $9,999.99 or below earn 0.10% APY. Balances $10,000.00 to $24,999.99 earn 1.75% APY. Balances $25,000.00 or more earn 3.25%. Minimum deposit to open the account is $100.00. Minimum balance to earn dividend is $0.01. Dividend is compounded and credited monthly. Must maintain a minimum balance of $5.00 in the account to avoid service fees; otherwise $5.00 fee per month. Will receive two (2) free withdrawals per month, thereafter your account may be subject to a $5.00 fee per withdrawal. Fees may reduce the earnings. See the Share Rate and Fee Schedule for additional fees that may apply. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice.

Rates effective as of

Insured by NCUA