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Easily transfer money between your Georgia United accounts and accounts at other financial institutions.

Quickly Move Money Between Your Accounts

We know you have many financial relationships, so we’ve made it easy to transfer money to and from your accounts at Georgia United and your accounts at other financial institutions.

Georgia United Transfers

Move money between your Georgia United accounts or make a loan payment.

  • Funds post immediately
  • One-time or recurring transfers
  • Set up in Online Banking, by phone or in branch

External Account Transfers

Transfer money to and from your accounts at other financial institutions.

  • Initial setup can take up to 5 business days
  • Set up one-time or recurring transfers
  • Online Banking required

Other Ways to Move Your Money

Telephone Banking

Call our Instant Access Telephone Teller and quickly make transfers and more using your touch-tone phone.

Learn More

Frequently Asked Questions

No. Georgia United does not attempt the transaction more than once. For recurring transactions, the scheduled transfer will continue to initiate payment on the next scheduled payment date. Payments that are missed will be the member’s responsibility to set up a one-time transaction to cover the missed payment and any additional fees.


You are obligated to have sufficient funds in your account to fund a transaction. If the funds are not available in your account, you may be charged an NSF fee by Georgia United or your other financial institution.

See Share Rates and Fees Schedule for additional information.

No. There is no fee assessed by Georgia United to perform this transaction as long as funds are available in the account. Overdraft/returned item fees may apply, see Share Rates and Fees Schedule for additional fees that may apply.
If the member authorizes the payment and the start date falls on a weekend or a holiday, the transaction will settle the next business day.
To cancel a pending transaction, we must receive your request to cancel prior to 2 pm ET on the scheduled transfer date.
To cancel your transaction request, select 'Transfers' on the main menu in Online Banking. Click on the transfer you want to cancel under 'Scheduled Transfers' and select 'Delete'.
Yes, Georgia United allows a maximum of $2,500 per day.
Funds are transferred by Automated Clearing House (ACH).

You will need to contact the other financial institution to verify and confirm the information required for completing the transfer request. You will then need to update the information in the external transfers section of Online Banking.

  1. The account name
  2. The 9-digit routing number of the financial institution
  3. Account number
  4. The account type. Funds can only be transferred to/from a savings or checking account.

Image below: reference where to find your 9-digit routing number and your account number.

an image of a check

For step-by-step transfer instructions, view our Online Banking user guide.

*Overdraft/returned item fees may apply, see Share Rates and Fees Schedule for additional fees that may apply.