*You may have no more than six (6) preauthorized, automatic, telephone, or online transfers from this account to another account of yours or to a third party in any month. You will receive two (2) free withdrawals per month, thereafter your account may be subject to a fee or be closed. A preauthorized transfer includes any arrangement made to pay a third party from your account, including ACH. For a Money Market Savings, you will receive three (3) free withdrawals per month. For a Christmas Club account, the entire balance will be transferred to another account of yours on or after November 1 and the account will remain open. For Christmas Club accounts, there will be a fee for withdrawals made January 1 - October 31. For Vacation Club accounts, one (1) free withdrawal is allowed per quarter, thereafter a fee for each withdrawal.
**Account must be kept active with a $5 minimum balance to avoid service charges. For a Money Market Savings, account must maintain an average daily balance of $1,000 to avoid service charges; otherwise $5.00 fee per month. See Georgia United's Fee Schedule for more details.
***APY = Annual Percentage Yield. Fees charged to the account could reduce the earnings on the account.
****Not intended as tax advice. Please consult a tax professional before making decisions regarding your IRA.