Fixed Rate Mortgages
With a Fixed Rate Mortgage, You Get Predictable Monthly Payments
If you’re planning on staying in your home awhile, consider a Fixed Rate Mortgage as the best possible fit for you. A fixed rate offers you consistency that can help make it easier for you to confidently set a budget. Your interest rate, and the total monthly payment of principal and interest (P&I), will stay the same for the entire term of the loan.
Other fixed rate features include:
- Flexible loan terms including traditional 15- and 30-year terms
- Financing up to 100% available for eligible terms
- Lower fees compared to other banks and brokers
- Pay no intangible tax for properties located in Georgia. This tax is typically paid by the borrower at closing and is calculated at $1.50 per $500.00 of the loan. On a $300,000 loan, that's a savings of $900.00!