Holiday Closing -

Georgia United Credit Union will be closed Thursday, June 19, in observance of Juneteenth. Remember, we will never reach out to you unexpectedly to ask for sensitive information like card details or login credentials. If you receive an urgent call, be cautious and contact us using the number on the back of your card.

Fixed Rate Mortgages

For those who love great rates and don't like surprises.

With a Fixed Rate Mortgage, You Get Predictable Monthly Payments

If you’re planning on staying in your home awhile, consider a Fixed Rate Mortgage as the best possible fit for you. A fixed rate offers you consistency that can help make it easier for you to confidently set a budget. Your interest rate, and the total monthly payment of principal and interest (P&I), will stay the same for the entire term of the loan.

Other fixed rate features include:

Flexible loan terms including traditional 15- and 30-year terms
Financing up to 100% available for eligible terms
Lower fees compared to other banks and brokers
Pay no intangible tax for properties located in Georgia. This tax is typically paid by the borrower at closing and is calculated at $1.50 per $500.00 of the loan. On a $300,000 loan, that's a savings of $900.00!