Certificates of Deposit (CD)
GET OUR BEST SAVINGS RATES
Don't let your money sit idle. If you have cash stashed away in a savings account with no immediate plans to use it, take advantage of our best savings rates with a Georgia United CD. By securing a fixed term, you can sit back, relax and watch your savings grow.
Spark your savings with 5.05% APY*
Limited Time CD Offer
Let your savings shine with this special offer. For new deposits of $1,000 or more, enjoy 5.05% APY* on a 7 month CD. Don't miss out on this limited time offer!
Members with maturing CDs can also take advantage of this great rate by renewing and adding $1,000 to their balance. Call us or visit a Georgia United branch to renew your CD today.
Featured CD Rates
7 Month
12 Month
18 Month
See How CDs work for you
Want to guarantee your earnings? With a Georgia United CD, lock in your savings rate for a set term. When it matures, choose to renew or transfer funds to your account.
- Only $1,000 to open
- No opening or monthly maintenance fees
- Fixed rate that doesn't rely on the fluctuating market
- NCUA insured
Certificates of Deposit Terms | Dividend Rate | Annual Percentage Yield (APY) |
---|---|---|
3 months | 3.75% | 3.80% |
6 months | 4.00% | 4.04% |
12 months | 4.50% | 4.60% |
18 months | 4.20% | 4.29% |
24 months | 3.90% | 3.98% |
36 months | 3.70% | 3.77% |
48 months | 3.65% | 3.72% |
60 months | 3.60% | 3.67% |