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Certificates of Deposit (CD)

The future is uncertain, but when you open a high yield CD with Georgia United, you'll lock in a great rate with a guaranteed return. Invest today so you can save for tomorrow.

Get Our Best Savings Rates

When you want your savings to grow regardless of market fluctuations, a Georgia United CD could be a great choice. With a CD, your investment will grow at the interest rate that is locked in over a fixed, predetermined time period. If you have cash stashed away in a savings account with no immediate plans to use it, consider transferring your funds to a new Georgia United CD and watch your savings grow! 

CD Special for New Money

When you move new money to our 30 month CD special, get a return that's over 20x the national savings average!

OFFER DETAILS
  • Earn 4.08% APY* on a 30 month CD
  • $1,000 minimum deposit to open
  • Deposit new money from another financial institution to fund your account

This CD special is only available for a limited time.

Open An Account

REASONS TO OPEN A CD

  • Save more with higher payouts than a standard savings account
  • Save confidently with predictable rates of return
  • Guaranteed earnings
  • No monthly fees
  • IRA CD options available

 

 

CHOOSE THE CD THAT'S RIGHT FOR YOU

In addition to our limited time CD special, we have other CD rates available. Check out our current rates.

Certificates of Deposit Terms Dividend Rate Annual Percentage Yield (APY)
3 months 0.80% 0.80%
6 months 0.95% 0.95%
12 months 1.30% 1.31%
18 months 1.45% 1.46%
24 months 1.50% 1.51%
36 months 1.60% 1.61%
48 months 2.00% 2.02%
60 months 2.30% 2.33%

Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Fees could reduce the earnings on the account. Early withdrawal penalties may apply.

See Additional Terms & Conditions

 

Open a Georgia United Certificate of Deposit Today

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*APY = Annual Percentage Yield is fixed for the term of the limited time promotion. The minimum deposit and balance required to earn APY is $1,000.00. The funds used to open the CD cannot currently be in a deposit account with Georgia United. Dividend rate of 4.00% compounded daily and credited quarterly. 4.08% APY is accurate as of 1/19/23. At maturity, the CD will renew at a 24 month term at the prevailing rate. Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account, see terms and conditions for additional restrictions and fees that may apply.