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Certificates of Deposit (CD)

The future is uncertain, but when you open a high yield CD with Georgia United, you'll lock in a great rate with a guaranteed return. Invest today so you can save for tomorrow.

Get Our Best Savings Rates

When you want your savings to grow regardless of market fluctuations, a Georgia United CD could be a great choice. With CD specials, watch your savings blast-off with our most competitive savings rates. If you have cash stashed away in a savings account with no immediate plans to use it, consider transferring your funds to a new Georgia United CD and watch your savings grow. Lock in the term that works best for you and launch your money to new heights with guaranteed returns.

Offer Details

  • $1,000 minimum deposit to open
  • Deposit new money from another financial institution to fund your account
  • Dividends compound daily

These CD specials are only available for a limited time.


  • Save more with higher payouts than a standard savings account
  • Save confidently with predictable rates of return
  • No monthly fees




Certificates of Deposit Terms Dividend Rate Annual Percentage Yield (APY)
3 months 1.50% 1.51%
6 months 2.00% 2.01%
12 months 3.50% 3.56%
18 months 3.60% 3.67%
24 months 3.70% 3.77%
36 months 3.80% 3.87%
48 months 3.90% 3.98%
60 months 3.95% 4.03%

Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Fees could reduce the earnings on the account. Early withdrawal penalties may apply.

See Additional Terms & Conditions


*APY = Annual Percentage Yield is fixed for the term of the limited time promotion. The minimum deposit and balance required to earn APY is $1,000.00. The funds used to open the CD cannot currently be in a deposit account with Georgia United.

7 month CD
A 7 month term will earn 5.06% APY and at maturity, the CD will renew at a 6 month term at the prevailing rate.

15 month CD
A 15 month term will earn 5.13% APY and at maturity, the CD will renew at a 12 month term at the prevailing rate.

30 month CD
A 30 month term will earn 4.08% APY and at maturity, the CD will renew at a 24 month term at the prevailing rate.

Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account, see terms and conditions for additional restrictions and fees that may apply.

Rates effective as of