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Certificates of Deposit (CD)

Discover the power of saving with a Georgia United high-yield certificate of deposit (CD). Watch your investments grow with secure returns that are guaranteed to give you peace of mind.
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GET OUR BEST SAVINGS RATES

When you want your savings to grow regardless of market fluctuations, a Georgia United CD could be a great choice. CDs offer a safe and secure savings option with guaranteed returns so you can save with confidence. If you have cash stashed away in a savings account with no immediate plans to use it, transfer your funds to a Georgia United CD and watch your savings grow with our best savings rates. 

Earn 4.50% APY*

7 Month CD Special

For new deposits of $1,000 or more, enjoy 4.50% APY* on a 7 month CD. Experience a new level of success and start climbing towards your financial goals.

Members with maturing CDs can also take advantage of this great rate by renewing and adding $1,000 to their balance. Call us or visit a Georgia United branch to renew your CD today.

Open An Account Call 888.493.4328

Featured CD Rates

7 Month

Certificate of Deposit
4.50%
APY*

12 Month

Certificate of Deposit
3.75%
APY*

18 Month

Certificate of Deposit
3.40%
APY*

See How CDs work for you

Want to guarantee your earnings? With a Georgia United CD, lock in your savings rate for a set term. When it matures, choose to renew or transfer funds to your account.

  • Only $1,000 to open
  • No opening or monthly maintenance fees
  • Fixed rate that doesn't rely on the fluctuating market
  • NCUA insured

CHOOSE THE CD THAT'S RIGHT FOR YOU

Certificates of Deposit Terms Dividend Rate Annual Percentage Yield (APY)
3 months 2.96% 3.00%
6 months 3.20% 3.25%
12 months 3.68% 3.75%
18 months 3.34% 3.40%
24 months 3.15% 3.20%
36 months 2.96% 3.00%
48 months 2.86% 2.90%
60 months 2.76% 2.80%

Open a Georgia United Certificate of Deposit Today

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*APY = Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account. Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5.

7 month CD Promotion

APY is fixed for the term of the limited time promotion. Members with a Georgia United CD that reaches maturity may choose to renew at the promotional rate by increasing their deposit balance by $1,000. The funds used to open the CD cannot currently be in a deposit account with Georgia United. A 7 month term will earn 4.50% APY and at maturity, the CD will renew at a 6 month term at the prevailing rate.

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Rates effective as of