Certificates of Deposit (CD)
GET OUR BEST SAVINGS RATES
When you want your savings to grow regardless of market fluctuations, a Georgia United CD could be a great choice. CDs offer a safe and secure savings option with guaranteed returns so you can save with confidence. If you have cash stashed away in a savings account with no immediate plans to use it, take advantage of our best savings rates and transfer your funds to a Georgia United CD and watch your savings grow.
Featured CD Rates
6 Month
12 Month
18 Month
CD Overview
Why let your money sit in a checking or savings account when you can earn interest on it? A Georgia United CD is a secure place to store the money you have no plans to use for a set period. The funds you invest in a CD are locked in for a fixed term and reward you with a higher rate of return. Once the term ends, you can access your cash and enjoy the benefits of compound interest.
Lock-in Your Savings Rate
With Georgia United CDs ranging in terms from a few months to several years, you can watch your savings grow while earning interest daily. Once your CD matures, you can opt to renew it for a consecutive term or have the funds transferred to a checking or savings account.
- Only $1,000 to open
- No opening or monthly maintenance fees
- Fixed high-yield savings rates that don't rely on the fluctuating market
- NCUA insured
Certificates of Deposit Terms | Dividend Rate | Annual Percentage Yield (APY) |
---|---|---|
3 months | 4.25% | 4.32% |
6 months | 5.00% | 5.06% |
12 months | 5.25% | 5.39% |
18 months | 5.00% | 5.13% |
24 months | 4.75% | 4.86% |
36 months | 4.50% | 4.60% |
48 months | 4.25% | 4.34% |
60 months | 4.00% | 4.08% |