Mortgage Servicing
Looking for information about your existing Georgia United mortgage or Home Equity Line of Credit (HELOC)? Our Mortgage Servicing team is here to assist you with any questions you may have.
Make Payments & Manage Your Mortgage Online
Access your mortgage information anytime through Online Banking or the Georgia United Mobile App. Once logged in, you can conveniently:
- Make payments from your Georgia United account or set up an external transfer to pay from another financial institution
- Check balances and view account details
- Send us a secure message about your loan
- Enroll and view electronic mortgage statements
Other Ways to Make a Payment
While Online Banking is the most convenient way to make a payment, we know it's not for everyone. Below are some other ways you can easily make your payment:
- Visit a Georgia United branch location to make a cash or check payment
- Call 877.330.4047 (First and Second Fixed Mortgages) or 888.493.4328 (HELOCs)
- Mail a check to the payment address below
Payoff requests
First Mortgages and Fixed Second Mortgages: Call 877.330.4047 to submit your request.
HELOCs: A written request for a payoff statement must be faxed to 770.476.6480. If the request is made by a third party on behalf of the account holder, written authorization from the account holder must be included with the request. Requests are handled within 7 business days after receipt of the written request.
Subordination Requests
A $250 non-refundable processing fee must be paid in connection with the subordination request. All documentation must be submitted in order for the request to be processed.
How to Reach us with Questions
First Mortgage or Second Fixed Mortgage
For assistance with your First Mortgage or Second Fixed Mortgage, please contact our Mortgage Servicing team by calling 877.330.4047 .
Mailing AddressGeorgia United Credit Union | Payments AddressGeorgia United Credit Union | Overnight AddressGeorgia United Credit Union |
HELOC
For questions about your HELOC, contact us by:
- Email at HomeLoanServicing@gucu.org
- Phone at 888.493.4328 ext. 6887
- Fax at 770.476.6480
Mailing/Payment AddressGeorgia United Credit Union | Overnight AddressGeorgia United Credit Union |