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Refinance Your Student Loans

Take back control of your life and your finances by consolidating and refinancing student debt. It’s time for that education to start working hard for you.

Consolidate your student debt

Our refinance loans help members consolidate student debt to try and lower monthly payments or pay off balances faster. With a simple and convenient student loan refinance solution you can start living you’re the life you’ve dreamed of. 

Consolidating your student debt with Georgia United has many advantages. Use our debt consolidation calculator to find out if it makes sense for you.

  • Borrow up to $100,000
  • Competitive fixed interest rates
  • Flexible repayment terms
  • No origination fees or prepayment penalties
  • Quick and easy online application
  • Consolidate private and federal loans
  • Apply online

Get Started



By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, types of deferment, or some cancellation or loan forgiveness benefits that can significantly reduce the cost of repaying your loans. Please review this important disclosure for more information.

We’re Here To Help

Need help getting started with a student loan or refinancing an existing student loan? We have College Access Counselors to help.
*Subject to credit qualification and additional criteria, including graduating from an approved school.