Skip to main content

Refinance Your Student Loans

Consolidate your student debt

Student loan refinancing helps members consolidate their private and/or federal student loan debt into one monthly payment with a low rate and straightforward terms. 

Consolidating your student debt with Georgia United has many advantages. Use our debt consolidation calculator to find out if it makes sense for you.

  • Borrow up to $100,000
  • Competitive fixed interest rates
  • Flexible repayment terms
  • No origination fees or prepayment penalties
  • Quick and easy online application
  • Consolidate private and federal loans
  • Apply online

Get Started



By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, types of deferment, or some cancellation or loan forgiveness benefits that can significantly reduce the cost of repaying your loans. Please review this  important disclosure for more information.

We’re Here To Help

Need help getting started with a student loan or refinancing an existing student loan? We have College Access Counselors to help.

*All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. All loans are subject to pricing adjustments based on the borrower’s credit worthiness. Membership eligibility restrictions and qualifications apply; all loans are subject to credit approval. Not all applicants will qualify.