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Money Market

Your savings can do more for you if you give it the opportunity to do so. Elevate your savings potential with a Money Market account that offers a competitive interest rate.

Let Your Money do the Work for You

Take steps towards reaching your savings goals with an account that offers you the ability to earn interest while allowing you easy access to your funds when you need them. Remember, the more you save, the more you earn!

  • Low minimum opening deposit of $1,000
  • Earn interest with competitive rates that increase as your funds increase
  • Write checks, make unlimited deposits and receive three free withdrawals per month*
  • No monthly maintenance fee—just maintain a $1,000 daily balance**

Open an Account


Current Money Market Rates

Deposit Balance Dividend Rate Annual Percentage Yield (APY)
Deposits of $10,000 - $24,999.99 0.30% 0.30%
Deposits greater than $99,999.99 0.40% 0.40%
Deposits of $0.01 - $9,999.99 0.20% 0.20%
Deposits of $25,000 - $99,999.99 0.35% 0.35%

Minimum deposit to open the account is $1,000. The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded monthly, credited monthly. Fees could reduce the earnings on the account.

Compared to other banking institutions, Georgia United is leading the pack in customer service, interest rate, and banking services.
- Adeidra W.
I've been with Georgia United for 28 years. I guess what really stands out for me, I went through some really bad financial problems - lost job, lost income. They helped me through these hard times and helped me get back on my feet! I would not BANK ANYWHERE ELSE!
- Resa J.
I have traveled worldwide and periodically banked with other institutions. However, no other banking institution has been able to compete with the customer service at Georgia United. When I walk into Georgia United Credit Union I feel like family. When I walk in other banking institutions, I feel like a customer.
- Debra C.
Customer service is so awesome it sets a standard that ALL other customer services should strive to achieve. I've been a member 20+ years, using other banks until going with Georgia United and will NEVER go with another bank again. Any issues I've had were immediately positively dealt with with one phone call to customer service.
- Joyce D.
You are an old fashioned type of personal banking I haven't experienced in a very long time and I love it. Your financial institution is amazing and I love everything about you and I actively tell people all the time to go to Georgia United because of how awesome y'all are.
- Angela M.
Personal and excellent customer service. Hometown feel when dealing with Georgia United Credit Union. Unlike bigger banks where you feel like a number, Georgia United makes you feel like a valued customer.
- William M.
I love this credit union!! You have been my bank for 20 years plus. Great services always!!
- Tracy M.

*You may have no more than six (6) preauthorized, automatic, telephone, or online transfers, or check withdrawals from this account to another account of yours or to a third party in any month. You will receive three (3) free withdrawals per month, thereafter your account may be subject to a fee or be closed. A preauthorized transfer includes any arrangement made to pay a third party from your account, including ACH.

**Account must maintain an average daily balance of $1,000 to avoid service charges; otherwise $5.00 fee per month. See Georgia United's fee schedule for more details.

The National Credit Union Administration (NCUA) insures your deposits (in savings, savings certificates, and share-draft/checking accounts) up to $250,000.