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Money Market

Your savings can do more for you if you give it the opportunity to do so. Elevate your savings potential with a Money Market account that offers a competitive interest rate.

Let Your Money do the Work for You

Take steps towards reaching your savings goals with an account that offers you the ability to earn interest while allowing you easy access to your funds when you need them. Remember, the more you save, the more you earn!

  • Low minimum opening deposit of $1,000
  • Earn interest with competitive rates that increase as your funds increase
  • Write checks, make unlimited deposits and receive three free withdrawals per month*
  • No monthly maintenance fee—just maintain a $1,000 daily balance**

Open an Account


Current Money Market Rates

Deposit Balance Dividend Rate Annual Percentage Yield (APY)
Deposits of $0.01 - $9,999.99 0.10% 0.10%
Deposits of $10,000 - $24,999.99 0.10% 0.10%
Deposits of $25,000 - $99,999.99 0.15% 0.15%
Deposits greater than $99,999.99 0.20% 0.20%

Minimum deposit to open the account is $1,000. The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded monthly, credited monthly. Fees could reduce the earnings on the account.

I have been with the Georgia United Credit Union family for many years and their customer service is number one and they always go the extra mile to make sure you are taken care of with a smile.
- Bobby J.
Been with Georgia United for a very long time and they are awesome. Whether I had 20 bucks in the account or 100 thousand, you are treated the same, with dignity and respect.
- Guy K.
I've always had near Chick-fil-A level customer service; especially by phone, which is crucial as I now live outside the state of Georgia.
- Wanda C.
The representative was personable, knowledgeable and efficient. Further, the representative was extremely patient as I explained my issue. Resolution to my concern exceeded expectations.
- Cynthia H.
I received great service from the Georgia United representative during a difficult time in my life. I sincerely appreciate her help and understanding.
- Kamden R.
Friendly, knowledgeable staff. Very quick with responding to people. I have been a member since 2005 when it was State Employees' Credit Union and have always loved the service you still provide.
- Lola P.
Since I have been a member, I have always received attention that exceeds the normal in professionalism and courtesy.
- Luis C.

*You may have no more than six (6) preauthorized, automatic, telephone, or online transfers, or check withdrawals from this account to another account of yours or to a third party in any month. You will receive three (3) free withdrawals per month, thereafter your account may be subject to a fee or be closed. A preauthorized transfer includes any arrangement made to pay a third party from your account, including ACH.

**Account must maintain an average daily balance of $1,000 to avoid service charges; otherwise $5.00 fee per month. See Georgia United's Share Rate and Fee Schedule for more details.

The National Credit Union Administration (NCUA) insures your deposits (in savings, savings certificates, and share-draft/checking accounts) up to $250,000.