Skip to main content

Money Market

Your savings can do more for you if you give it the opportunity to do so. Elevate your savings potential with a Money Market account that offers a competitive interest rate.

Let Your Money do the Work for You

Take steps towards reaching your savings goals with an account that offers you the ability to earn interest while allowing you easy access to your funds when you need them. Remember, the more you save, the more you earn!

  • Low minimum opening deposit of $1,000
  • Earn interest with competitive rates that increase as your funds increase
  • Write checks, make unlimited deposits and receive three free withdrawals per month*
  • No monthly maintenance fee—just maintain a $1,000 daily balance**

Open an Account

 

Current Money Market Rates

Deposit Balance Dividend Rate Annual Percentage Yield (APY)
Deposits of $0.01 - $9,999.99 0.10% 0.10%
Deposits of $10,000 - $24,999.99 0.10% 0.10%
Deposits of $25,000 - $99,999.99 0.15% 0.15%
Deposits greater than $99,999.99 0.50% 0.50%

Minimum deposit to open the account is $1,000. The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded monthly, credited monthly. Fees could reduce the earnings on the account.

Featured Resources

“
Georgia United Credit Union employees are sweet, honest and homegrown. They are respectful and take great care of your needs. Plus the rates the credit union offers are a home run for me. Wish I had joined sooner.
- Kellye A.
“
Much easier to bank with Georgia United Credit Union than other banks. Reps seem more friendly, and better customer service. Rates and terms are generally better when a loan is needed.
- Wesley W.
“
I have always had great experiences while dealing with my banking business at the credit union. All employees are extremely friendly and helpful every time I deal with them.
- Bryan B.
“
The service is exceptional! The tellers are always friendly and personable! They ensure that my account is secure by asking security questions each time I withdraw money. I am a very satisfied customer!
- Keshia H.
“
Personnel have always helped me to navigate through any issues or questions that I may have. Friendly staff members and I have been completely satisfied with the services and options rendered to me.
- Mary J.
“
Georgia United Credit Union associates are always professional, friendly and courteous towards me as a customer. They have always met my financial needs and have my best interest in mind. I love the Dublin Branch employees! They make me feel like I am a part of their family!!
- Diane O.
“
Every time I or one of my immediate family members go to the Cumming branch we are greeted with very kind and appreciative faces. I have never been inside where I was treated any other way. The ladies are top notch and I wouldn't change anything that they are doing in any way. They treat everyone like they want to be there and want to help you in any way they can.
- Donald D.

*You may have no more than six (6) preauthorized, automatic, telephone, or online transfers, or check withdrawals from this account to another account of yours or to a third party in any month. You will receive three (3) free withdrawals per month, thereafter your account may be subject to a fee or be closed. A preauthorized transfer includes any arrangement made to pay a third party from your account, including ACH.

**Account must maintain an average daily balance of $1,000 to avoid service charges; otherwise $5.00 fee per month. See Georgia United's Share Rate and Fee Schedule for more details.

The National Credit Union Administration (NCUA) insures your deposits (in savings, savings certificates, and share-draft/checking accounts) up to $250,000.