Georgia United Credit Union will be closed Thursday, November 28 and Friday, November 29, in observance of the Thanksgiving holiday. Access your accounts with ease using Online Banking or set up account alerts for added peace of mind.
Remember, never share your card PIN or Online Banking details with anyone. Even if someone says they're from Georgia United, don't give them this information.
You can dispute a transaction in Online Banking anytime following these simple steps. Disputes can also be filed at a branch or by calling 888.493.4328.
You can set up alert notifications in Online Banking. On the menu, select ‘Services‘ and click ‘Alerts’. To set up a new alert, select your delivery preference (email, text or push notification) and toggle the alert on. There are several different alert types you can set up:
You can securely reorder checks in Online Banking. Once you log in, click on the account you want to order checks for and select the ‘Reorder Checks’ button. Check reorders may also be placed by calling our Member Care Center at 888.493.4328, at any of our branch locations or by calling 800.Deluxe1.
If this is your first-time ordering checks, you will need to call 888.493.4328 or visit a branch location to place your order.
If your card is worn and needs to be replaced before expiration, you can order the same card in Online Banking by following these steps:
Please note, replacement cards are issued with the same card number so this option is not recommended for lost/stolen cards.
If your card is lost/stolen or you suspect fraud, you can quickly freeze your card in Online Banking. To order a new card with a new card number, we'll be happy to assist you. Please call our Member Care Center at 888.493.4328 or stop by a branch location.
If you've misplaced your card, quickly freeze it in Online Banking any time of day, or you can contact our Member Care Center at 888.493.4328 during business hours. To freeze your card online:
Once your card is found, you can unfreeze it following these same steps.
*APY = Annual Percentage Yield. Rate may change after account is opened. The APY is accurate as of the last dividend declaration date. If your account balance is from $0.01 to $15,000.00 and qualifications are met, the Annual Percentage Yield will be 1.00%. If your account balance is $15,000.01 and above and you have met the qualifications, the Annual Percentage Yield will range from 1.00% to 0.05%. To earn 1.00% APY on up to $15,000 of the average daily account balance and to receive up to $10 per month in non-Georgia United ATM surcharge fee refunds, there is no minimum account balance requirement; however, the account must perform at least 15 Georgia United debit and/or credit card transactions that post and clear during the month, have a monthly direct deposit of $500 or more and be enrolled in E-Statements. If you do not meet the qualifications the APY will be 0.05%. Overdraft/returned item fees may apply, see Share Rates and Fees Schedule for additional fees that may apply. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice.
**The availability of direct deposit funds depends on the timing of the submission of the payment file from the payer. Georgia United generally makes these funds available on the day the payment file is received, which may be up to two (2) days earlier than the scheduled payment date. For ACH deposits, dividends will begin to accrue on the effective date of the deposit. The effective date, or scheduled payment date, is the actual day Georgia United receives credit for the deposited funds.