Georgia United's free* checking accounts offer the ability to earn interest while providing a flexible banking experience.
We are dedicated to offering our members competitive deposit rates.
*Overdraft/returned item fees may apply, see Share Rate and Fee Schedule for additional fees that may apply.
**APY = Annual Percentage Yield is fixed for the term of the limited time promotion. The minimum deposit and balance required to earn APY is $1,000.00. The funds used to open the CD cannot currently be in a deposit account with Georgia United.
15 month CD
A 15 month term will earn 5.13% APY and at maturity, the CD will renew at a 12 month term at the prevailing rate.
30 month CD
A 30 month term will earn 4.08% APY and at maturity, the CD will renew at a 24 month term at the prevailing rate.
Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account, see terms and conditions for additional restrictions and fees that may apply.
***APY = Annual Percentage Yield. Rates may change after account is opened. Minimum deposit to open the account is $100.00. Minimum balance to earn dividend is $10,000.00. Dividend is accrued on a tiered basis. If your account balance is from $10,000.00 to $24,999.99, the Dividend rate is 1.49% and the APY will be 1.50%. If your account balance is $25,000.00 or more, the Dividend rate is 3.45% and the APY will be 3.50%. Dividend is compounded and credited quarterly. Must maintain a minimum balance of $5.00 in the account to avoid service fees; otherwise $5.00 fee per month. Will receive two (2) free withdrawals per month, thereafter your account may be subject to a $5.00 fee per withdrawal. Fees could reduce the earnings on the account, see Share Rates and Fees Schedule for additional fees that may apply. Membership and eligibility requirements apply. Membership requires a $5.00 one-time, nonrefundable membership fee and a minimum initial deposit of $5.00. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice.
Rates effective as of