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Bank with Georgia United

Bank with confidence and convenience anytime, anywhere and leave the complicated stuff to us. In person or online, we provide you with everything you need to bank exactly the way you want. That’s what it means to be YOUnited.
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Featured Rates

We are dedicated to offering our members competitive deposit rates.

15 Month

Certificate of Deposit
4.25%
APY**
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12 Month

Certificate of Deposit
3.75%
APY**
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High Earning Savings

Earn up to
3.50%
APY***
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Checking & Savings Brochure

Bank with confidence knowing exactly what your account offers. Download our brochure and get familiar with Georgia United's suite of savings and checking products.
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“
Georgia United Credit Union employees are sweet, honest and homegrown. They are respectful and take great care of your needs. Plus the rates the credit union offers are a home run for me. Wish I had joined sooner.
- Kellye A.
“
Much easier to bank with Georgia United Credit Union than other banks. Reps seem more friendly, and better customer service. Rates and terms are generally better when a loan is needed.
- Wesley W.
“
I have always had great experiences while dealing with my banking business at the credit union. All employees are extremely friendly and helpful every time I deal with them.
- Bryan B.
“
The service is exceptional! The tellers are always friendly and personable! They ensure that my account is secure by asking security questions each time I withdraw money. I am a very satisfied customer!
- Keshia H.
“
Personnel have always helped me to navigate through any issues or questions that I may have. Friendly staff members and I have been completely satisfied with the services and options rendered to me.
- Mary J.
“
Georgia United Credit Union associates are always professional, friendly and courteous towards me as a customer. They have always met my financial needs and have my best interest in mind. I love the Dublin Branch employees! They make me feel like I am a part of their family!!
- Diane O.
“
Every time I or one of my immediate family members go to the Cumming branch we are greeted with very kind and appreciative faces. I have never been inside where I was treated any other way. The ladies are top notch and I wouldn't change anything that they are doing in any way. They treat everyone like they want to be there and want to help you in any way they can.
- Donald D.

*Overdraft/returned item fees may apply, see Share Rate and Fee Schedule for additional fees that may apply.

**APY = Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account, see terms and conditions for additional restrictions and fees that may apply. Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5.

15 month CD Promotion

APY is fixed for the term of the limited time promotion. The minimum balance required to earn APY is $1,000. Members with a Georgia United CD that reaches maturity may choose to renew at the promotional rate by increasing their deposit balance by $1,000. The funds used to open the CD cannot currently be in a deposit account with Georgia United. A 15 month term will earn 4.25% APY and at maturity, the CD will renew at a 12 month term at the prevailing rate. 

***APY = Annual Percentage Yield. Rates may change after account is opened. Any account that receives net deposit(s) totaling $100 or more during the month will earn 3.50% APY. If no qualifying deposit(s) are made, dividend is accrued on a tiered basis. Balances $9,999.99 or below earn 0.10% APY. Balances $10,000.00 to $24,999.99 earn 1.75% APY. Balances $25,000.00 or more earn 3.50%. Minimum deposit to open the account is $100.00. Minimum balance to earn dividend is $0.01. Dividend is compounded and credited monthly. Must maintain a minimum balance of $5.00 in the account to avoid service fees; otherwise $5.00 fee per month. Will receive two (2) free withdrawals per month, thereafter your account may be subject to a $5.00 fee per withdrawal. Fees may reduce the earnings. See the Share Rate and Fee Schedule for additional fees that may apply. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice.

Rates effective as of