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Bank with Georgia United

Bank with confidence and convenience anytime, anywhere and leave the complicated stuff to us. In person or online, we provide you with everything you need to bank exactly the way you want. That’s what it means to be YOUnited.
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Featured Rates

We are dedicated to offering our members competitive deposit rates.

15 Month

Certificate of Deposit
4.25%
APY**
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12 Month

Certificate of Deposit
3.50%
APY**
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High Earning Savings

Earn up to
3.50%
APY***
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Checking & Savings Brochure

Bank with confidence knowing exactly what your account offers. Download our brochure and get familiar with Georgia United's suite of savings and checking products.
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“
Friendly tellers and good customer service. They're always keeping privacy in mind and always alert members of fraudulent activity in accounts.
- Mohammed K.
“
I have just always felt very safe and comfortable trusting Georgia United with my financial needs. From taking out a loan to taking care of business where my money is concerned, I have always been satisfied with the service I have received.
- Nancy C.
“
I have been with Georgia United since I arrived in Georgia in August 2000. Since that time I have used the credit union for a number of banking activities including my checking and savings accounts. In the 24 years I have been with them I do not have a single complaint. I have always received courteous, professional service from great people.
- Bruce W.
“
I have been with Georgia United for a very long time, since 1986 or so. I have always been satisfied with the professional and courteous service I have received.
- Theresa S.
“
Great service with kind, knowledgeable people with respect for themselves and others.
- Linda S.
“
The staff is always friendly and patient and they take time to listen and handle concerns.
- Monica S.
“
Georgia United Credit Union employees are sweet, honest and homegrown. They are respectful and take great care of your needs. Plus the rates the credit union offers are a home run for me. Wish I had joined sooner.
- Kellye A.

*Overdraft/returned item fees may apply, see Share Rate and Fee Schedule for additional fees that may apply.

**APY = Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account, see terms and conditions for additional restrictions and fees that may apply. Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5.

15 month CD Promotion

APY is fixed for the term of the limited time promotion. The minimum balance required to earn APY is $1,000. Members with a Georgia United CD that reaches maturity may choose to renew at the promotional rate by increasing their deposit balance by $1,000. The funds used to open the CD cannot currently be in a deposit account with Georgia United. A 15 month term will earn 4.25% APY and at maturity, the CD will renew at a 12 month term at the prevailing rate. 

***APY = Annual Percentage Yield. Rates may change after account is opened. Any account that receives net deposit(s) totaling $100 or more during the month will earn 3.50% APY. If no qualifying deposit(s) are made, dividend is accrued on a tiered basis. Balances $9,999.99 or below earn 0.10% APY. Balances $10,000.00 to $24,999.99 earn 1.75% APY. Balances $25,000.00 or more earn 3.50%. Minimum deposit to open the account is $100.00. Minimum balance to earn dividend is $0.01. Dividend is compounded and credited monthly. Must maintain a minimum balance of $5.00 in the account to avoid service fees; otherwise $5.00 fee per month. Will receive two (2) free withdrawals per month, thereafter your account may be subject to a $5.00 fee per withdrawal. Fees may reduce the earnings. See the Share Rate and Fee Schedule for additional fees that may apply. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice.

Rates effective as of