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Build Your Wealth with up To 3.50% APY*

Accomplish your savings goals faster with a High Earning Savings Account from Georgia United Credit Union.
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Savings Account Benefits Worth Celebrating

Discover why Newsweek recognized Georgia United Credit Union for offering the best high-yield savings rates in Georgia. With our High Earning Savings Account, you'll enjoy competitive rates that accelerate your savings growth. Open an account today and be on your way to achieving your financial goals.

  • Earn up to 3.50% APY*
  • Only $100 to open
  • Make unlimited deposits
  • Two free withdrawals per month*
  • Quickly access your funds 24/7 to cover unexpected expenses
  • Accounts are insured by the NCUA up to $250,000

The More You Save, The Higher the Returns

Our top savings rates are easy to qualify for, whether you maintain a high balance or regularly put money into your account.

Deposit Balance Dividend Rate Annual Percentage Yield (APY)
Balances less than $25,000, with monthly net deposit(s) of $100+ 3.45% 3.50%
Balances $25,000 or more 3.45% 3.50%
Balances $10,000 - $24,999.99 1.74% 1.75%
Balances less than $10,000 0.10% 0.10%

Disclaimer: Withdrawals can impact the account's net deposit increase.



Uncover the benefits of compound interest

If you're not investing your money into a high-yield account, you could be missing out on hundreds, even thousands of dollars in interest. That's free money you could be using to build your savings! Use our savings calculator to see how much your cash can grow.

Calculate Savings

The Perfect Account for Your Emergency Fund

With built-in flexibility, our High Earning Savings Account allows you to quickly access your funds when unexpected expenses arise. And our top-rated Online & Mobile Banking makes it easy to manage your account and securely transfer funds between your accounts here or at other financial institutions.

Convenient tools to help you reach your goals



Opening a New Account is a Piece of Cake

Ready to open an account? Getting started is easy.

  1. Open your account online in just a couple minutes.
  2. Deposit funds into your account.
  3. Enjoy earning money on your money.
  4. Celebrate your savings success. You've earned it!

Want to speak with someone? Call us at 888.493.4328 or schedule an appointment.

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“
The staff at Georgia United Credit Union are always extremely courteous and professional. I have been a member for several years and I've always felt that they were genuinely interested in my financial health. They truly go the extra mile to make sure the members are satisfied.
- Cristy L.
“
I love that Georgia United is a not-for-profit bank! I tell all my friends to bank here. It's just an entirely different approach to banking that puts the customer first.
- Julie P.
“
Georgia United’s app allows members to do their banking online safely and conveniently. Agents are always available and graciously and professionally provide the needed assistance by phone or at branches. A truly trusted bank!
- Karine A.
“
Think of everything you would appreciate about a helpful, engaging and hassle-free banking experience. That is exactly what I received! I have already referred five people to Georgia United. I will definitely be working with your fine staff again.
- Michael D.
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I've enjoyed banking with Georgia United since we moved to Georgia. My entire family banks here. All of our financial needs are met. Everyone has offered us great customer service as well.
- Natasha B.
“
Georgia United is my security banking guard. If there is any type of suspicious activity on my accounts, Georgia United immediately contacts me. The entire banking staff are friendly, helpful, and knowledgeable. They remember who you are so that they extend a warm greeting when entering locations. If I have any type of problem, Georgia United is quick to help me. Plus they are a great figure in helping with any community event taking place. Georgia United is one of the best!
- Vermel T.
“
The credit union provides good interest rates on savings and I feel that my credit union is part of my community.
- Annelies M.
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Georgia United has more perks than my previous banking institution. Options for my children, savings for holidays/birthdays, and friendly customer service.
- Marisha T.
“
I've been banking with Georgia United since 2014 and I will not ever go back to a traditional bank. I do not pay unnecessary fees and charges which I appreciate. I can save and see my money grow without the bank constantly taking out fees and charges. The service is wonderful as well.
- Vivian C.

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*APY = Annual Percentage Yield. Rates may change after account is opened. Any account that receives net deposit(s) totaling $100 or more during the month will earn 3.50% APY. If no qualifying deposit(s) are made, dividend is accrued on a tiered basis. Balances $9,999.99 or below earn 0.10% APY. Balances $10,000.00 to $24,999.99 earn 1.75% APY. Balances $25,000.00 or more earn 3.50%. Minimum deposit to open the account is $100.00. Minimum balance to earn dividend is $0.01. Dividend is compounded and credited monthly. Must maintain a minimum balance of $5.00 in the account to avoid service fees; otherwise $5.00 fee per month. Will receive two (2) free withdrawals per month, thereafter your account may be subject to a $5.00 fee per withdrawal. Fees may reduce the earnings. See the Share Rate and Fee Schedule for additional fees that may apply. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice.

Rates effective as of