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Rates
Rates current as of
| Auto Loans | Fixed Annual Percentage Rate (APR) as low as |
|---|---|
| 2017 and Older | 2.75% |
| 2018 and Newer | 2.45% |
Terms are determined by the vehicle type, age and loan amount.
| Motorcycles, RVs, Boats, Campers, and Other Recreational Vehicles | Fixed Annual Percentage Rate (APR) as low as |
|---|---|
| New and Pre-Owned as low as | 4.49% |
Terms are determined by the vehicle type, age and loan amount.
| Loan Type | Fixed Annual Percentage Rate (APR) as low as |
|---|---|
| New Teacher Loan | 5.99% |
| Personal Line of Credit | 9.69% |
| Personal Loan | 5.49% |
All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
| Certificates of Deposit Terms | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 3 months | 0.20% | 0.20% |
| 6 months | 0.40% | 0.40% |
| 12 months | 0.50% | 0.50% |
| 18 months | 0.60% | 0.60% |
| 24 months | 0.70% | 0.70% |
| 36 months | 0.80% | 0.80% |
| 48 months | 0.90% | 0.90% |
| 60 months | 0.95% | 0.95% |
The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded daily, credited monthly, quarterly or at maturity. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Fees could reduce the earnings on the account. Early withdrawal penalties apply.
| IRA Certificate Terms | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 12 months | 0.50% | 0.50% |
| 18 months | 0.60% | 0.60% |
| 24 months | 0.70% | 0.70% |
| 36 months | 0.80% | 0.80% |
| 48 months | 0.90% | 0.90% |
| 60 months | 0.95% | 0.95% |
The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded daily, credited monthly, quarterly or at maturity. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Fees could reduce the earnings on the account. Early withdrawal penalties apply.
| Checking Account Types | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Simple Checking | None | None |
| Teen Checking | None | None |
| Unified Checking | Up to 1.00% | Up to 1.00% |
The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded monthly, credited monthly. Fees could reduce the earnings on the account.
| Deposit Balance | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Deposits of $100 - $999.99 | 0.10% | 0.10% |
| Deposits of $1,000 - $4,999.99 | 0.15% | 0.15% |
| Deposits greater than $5,000 | 0.20% | 0.20% |
Minimum deposit is $5 to open the account. The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded quarterly, credited quarterly. Fees could reduce the earnings on the account.
| Deposit Balance | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Deposits of $100 - $999.99 | 0.10% | 0.10% |
| Deposits of $1,000 - $4,999.99 | 0.15% | 0.15% |
| Deposits greater than $5,000 | 0.20% | 0.20% |
The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded quarterly, credited quarterly. Fees could reduce the earnings on the account.
| Deposit Balance | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Deposits of $0.01 - $9,999.99 | 0.25% | 0.25% |
| Deposits of $10,000 - $24,999.99 | 0.35% | 0.35% |
| Deposits of $25,000 - $99,999.99 | 0.40% | 0.40% |
| Deposits greater than $99,999.99 | 0.50% | 0.50% |
Minimum deposit to open the account is $1,000. The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded monthly, credited monthly. Fees could reduce the earnings on the account.