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Rates
Rates current as of
| Auto Loans | Fixed Annual Percentage Rate (APR) as low as |
|---|---|
| 2018 and Older | 2.45% |
| 2019 and Newer | 1.99% |
Rates and terms are based on year of collateral, loan amount, and mileage. Rates subject to change without notice and are based on creditworthiness.
| Motorcycles, RVs, Boats, Campers, and Other Recreational Vehicles | Fixed Annual Percentage Rate (APR) as low as |
|---|---|
| New and Pre-Owned as low as | 4.49% |
Rates and terms are based on year of collateral, loan amount, and mileage. Rates subject to change without notice and are based on creditworthiness.
| Loan Type | Fixed Annual Percentage Rate (APR) as low as |
|---|---|
| New Teacher Loan | 5.99% |
| Personal Line of Credit | 9.69% |
| Personal Loan | 5.74% |
All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
| Certificates of Deposit Terms | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 3 months | 0.15% | 0.15% |
| 6 months | 0.20% | 0.20% |
| 12 months | 0.30% | 0.30% |
| 18 months | 0.35% | 0.35% |
| 24 months | 0.45% | 0.45% |
| 36 months | 0.55% | 0.55% |
| 48 months | 0.65% | 0.65% |
| 60 months | 0.70% | 0.70% |
Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account is opened. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Fees could reduce the earnings on the account. Early withdrawal penalties may apply.
| IRA Certificate Terms | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 12 months | 0.30% | 0.30% |
| 18 months | 0.35% | 0.35% |
| 24 months | 0.45% | 0.45% |
| 36 months | 0.55% | 0.55% |
| 48 months | 0.65% | 0.65% |
| 60 months | 0.70% | 0.70% |
Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account is opened. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Fees could reduce the earnings on the account. Early withdrawal penalties may apply.
| Checking Account Types | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Simple Checking | None | None |
| Teen Checking | None | None |
| Unified Checking | Up to 1.00% | Up to 1.00% |
The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded monthly, credited monthly. Fees could reduce the earnings on the account.
| Deposit Balance | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Deposits of $0.01 - $9,999.99 | 0.10% | 0.10% |
| Deposits of $10,000 - $24,999.99 | 0.10% | 0.10% |
| Deposits of $25,000 - $99,999.99 | 0.15% | 0.15% |
| Deposits greater than $99,999.99 | 0.20% | 0.20% |
Minimum deposit to open the account is $1,000. The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded monthly, credited monthly. Fees could reduce the earnings on the account.
| Deposit Balance | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Deposits of $100 - $999.99 | 0.05% | 0.05% |
| Deposits of $1,000 - $4,999.99 | 0.05% | 0.05% |
| Deposits greater than $5,000 | 0.05% | 0.05% |
Minimum deposit is $5 to open the account. The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded quarterly, credited quarterly. Fees could reduce the earnings on the account.
| Savings Account Type | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Christmas Club | 0.05% | 0.05% |
| Vacation Club | 0.05% | 0.05% |
The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded quarterly, credited quarterly. Fees could reduce the earnings on the account.
| Deposit Balance | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Deposits of $100 - $999.99 | 0.05% | 0.05% |
| Deposits of $1,000 - $4,999.99 | 0.05% | 0.05% |
| Deposits greater than $5,000 | 0.05% | 0.05% |
The Dividend Rate and Annual Percentage Yield may change every Dividend Period as determined by the Credit Union’s Board of Directors. Dividends compounded quarterly, credited quarterly. Fees could reduce the earnings on the account.