First-Time Homebuyer Loan
Ready To Buy Your First Home?
Buying your first home is a big deal. Look to Georgia United to help you start homeownership off on the right foot. We are here to help you expertly navigate the twists and turns and explain all the mortgage options available to help you get into your first home.
- Financing up to 100% for eligible first-time homebuyers*
- Lender paid mortgage insurance
- Financial gifts from friends and family accepted as a down payment
- Flexible, fixed and adjustable-rate terms
The Benefits Of Owning Your Own Home
Perhaps the most straightforward benefit of owning your first home will be the chance to customize it to fit your own unique style. The dream home you always imagined will soon become a reality with your newly found freedom to renovate, design, and decorate till your heart’s content.
Opportunity to Build Equity
There’s no better way to start building your credit than becoming a homeowner. As you continuously make on-time mortgage payments every month, the equity in your home will increase thus enabling you to use it towards student loan payments, home renovations, and other smart investments.
As a homeowner, both mortgage interest and property taxes may be deductible from your annual income tax.**