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Everyday Spending Account

Looking for a simpler way to manage your money? We’re here to help.

Built for members who want to keep it simple

Want an account that is straightforward with just the basics? Everyday Spending is perfect for members who want a dependable, no-fuss checking account that fits seamlessly into their routine.

Standard features:

  • No monthly service fee
  • Visa® Debit Card
  • Optional Courtesy Pay
  • Early Pay*

Enjoy the ease of Online Banking and our surcharge-free** ATM network, giving you convenient access to your money anytime, anywhere.


Ready to get started?

There are several convenient ways you can apply.

*The availability of direct deposit funds depends on the timing of the submission of the payment file from the payer. Georgia United generally makes these funds available on the day the payment file is received, which may be up to two (2) days earlier than the scheduled payment date. For ACH deposits, dividends will begin to accrue on the effective date of the deposit. The effective date, or scheduled payment date, is the actual day Georgia United receives credit for the deposited funds.

**Please note: Some ATMs may ask you to accept a surcharge fee before processing your transaction. Hit "Accept" for the fee, but rest assured that you will not be charged a fee for your withdrawal.