Feel at home with a mortgage option that fits your lifestyle
First-Time Homebuyer Loan
Buying your first home is one of life's big milestones. Unlock the opportunity with a loan made to help with this accomplishment.
- Financing up to 100% for eligible first-time homebuyers
- Lender paid mortgage insurance
- Gift funds accepted as a down payment
- Flexible fixed and adjustable-rate terms
Not sure if it's your forever home? This short-term lending option comes with all the flexibility you need, plus the lowest possible interest rate.
- A lower qualifying rate, which allows for increased buying power
- Ability to keep payments lower during the early years of their loan
- Ideal for buyers that plan to move or pay off the mortgage within the next 7 to 10 years
- Buyers that expect their household income to increase significantly in the coming years
Looking to buy a high-end home or refinance a property that requires financing above the conventional limits? Our Jumbo Loan offers competitive rates and the ability to finance your ultimate dream home.
- Conventional rates on loan amount up to $850,000
- Loan amounts up to $5,000,000
- Available for primary and second homes
- Variety of adjustable and fixed-rate options
- Competitive rates and low closing costs
- First and second combination loans available
Veterans Administration (VA) Loan
You've dedicated so much to your country, you deserve to come home to a place that has everything you want and need. The added benefit of little to no down payment required and competitive interest rates makes it that much more attainable.
- Financing up to 100%
- No private mortgage insurance
- Competitive interest rates
- No pre-payment penalties
Manufactured Home Loans
Manufactured homes consist of factory-built homes that have been engineered and constructed in accordance with the federal building code administered by the U.S. Department of Housing and Urban Development (HUD).
- Purchase or limited cash out
- Up to 80% financing
- Limit to financing in Georgia only
Thinking of taking on the task of building your perfect dream home? Then our land/lot loan is the perfect avenue for you!
- Up to 80% financing
- Multiple loan terms available