Skip to main content

Auto Loans

In the market for a new or pre-owned car, motorcycle, boat, RV or camper, or looking to refinance an existing vehicle loan? Look to Georgia United for your vehicle lending needs.

Lock in your low auto loan rate today

Whether you’re looking to buy a new or used car, or even want to refinance your auto loan from another lender, we’re here to guide you. When it comes to finding the right auto loan, we will help you save big and keep your payment low. We offer competitive rates, flexible payments terms and an easy online application with quick processing times. 

New and Pre-Owned Vehicle Loans

Whether you’re looking for a vehicle to take you from Point A to Point B or a new boat to sail through open waters, we have competitive low rates to fit your lending needs.

  • Competitive low rates (on both new and pre-owned vehicles)
  • Flexible payment terms
  • Quick processing times
  • Easy online application
  • Refinancing options available

Get Pre-Approved

Enhance your ability to negotiate with a pre-approval from Georgia United. With our flexible terms and beforehand approval, you can get into your ideal vehicle.

  • Quick processing times
  • Flexible payment terms

Protection Plans

Protect your investments and maintain peace of mind with insurance coverage for your loan. Enjoy debt protection, extended warranty and guaranteed asset protection (GAP) coverage.

  • Add loan protection during application process or to previously closed loans
  • Optional coverage for any Georgia United loan

Save on Auto Insurance

TruStage Auto & Home Insurance

Designed for credit union members like you, the TruStage Auto & Home Insurance Program** provides affordable protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
The representative I had was very helpful and stayed in contact with me throughout the process.
- Wardell J.
The staff was very patient and understanding about my situation. They called to check up on me during my new car purchase, even after I bought it.
- Demarcus H.
Immediately I was assigned a very friendly financial service officer & she took care of all my questions & got my request for an auto loan approved the next day.
- Gerald N.
This is my 2nd time buying an auto using this credit union. I have always gotten excellent service from the loan rep.
- Henry A.
From our very first visit everyone was friendly and helpful. The company has been able to help us out twice with auto loans with great interest rates and everything that goes along with the loans.
- Angela H.
Every time I have needed assistance over the years I have always had a knowledgeable and courteous associate to help me. I recently got a vehicle loan and I did not know how to handle getting it done, based on our "new normal". The representative took the guess work out of it and I felt like I was the only customer she had that day. It was simple and quick.
- Gail L.
Great people, excellent service, convenient locations, love your interest rate on my loan. You guys are my miracle people. I was able to buy a car thanks to you. Thanks for approving my loan!
- Maria M.
The car loan I got was hassle free and the loan officer was very pleasant, helpful and knowledgeable.
- Terry B.
A few years ago I got an amazing interest rate for a car loan at Georgia United. The customer service is always great too. I would never go anywhere else for a car loan.
- Robin G.
Georgia United was very helpful in getting assistance with all of the questions I had while getting my auto loan. They were able to process it very quickly and efficiently while I was at the dealership on New Years Eve.
- Laura S.

*APR = Annual Percentage Rate with rates as low as listed rate. Rates and terms are based on year of collateral, loan amount and mileage. Rates subject to change without notice and are based on creditworthiness.

**TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. © TruStage Insurance Agency 2017

AHE, AHL-1339661.2