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Loan Protection Plans

Maintain peace of mind with optional insurance coverage for your loan.

Prepare For The Unexpected

Don’t let major car repairs or a job loss take you by surprise. Protect your financial obligations so you can maintain your peace of mind knowing you and your loved ones are taken care of in a time of need.


Debt Protection

Protect your family against unexpected events that could leave you struggling to pay bills.

  • Coverage for death, disability or involuntary unemployment
  • Available for eligible* closed-end consumer loans

Guaranteed Asset Protection

If your vehicle is totaled or stolen, GAP will pay the remainder of the loan balance not covered by your insurance.

  • Low-cost protection
  • Eligible* on most vehicles, including motorcycles, trailers, ATVs and watercrafts

Extended Warranty**

Avoid costly auto repairs with additional warranty term and mileage coverage on your new or pre-owned vehicle.

  • No deductible
  • 30 day money-back guarantee
  • Emergency roadside service

Add Coverage to Your Loan

Loan protection plans can be added during the loan application process or to add a protection plan to a previously closed loan, please call 888.493.4328 or visit any branch location.

All of our Loan Protection Plans are optional products and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.


*See brochure for complete information. Claims subject to approval.

**This section is intended to provide basic information regarding Extended Warranty; complete terms and provisions are contained within each of the plans. Please ask us for more details about Extended Warranty.

Additional disclosures

We will give you additional information before you are required to pay for any of our loan protection plans. This information will include a copy of the contract containing the terms and conditions of the loan protection.

Eligibility requirements, conditions, and exclusions

There are eligibility requirements, conditions and exclusions that could prevent you from receiving benefits. You should carefully read your contract for a full explanation of the terms and conditions of the protection program.