*APR = Annual Percentage Rate with rates as low as listed rate. Subject to credit approval. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. All loans are subject to pricing adjustments based on the borrower’s credit worthiness and loan-to-value.
**You may choose an overdraft
protection plan that “links” your accounts in order to cover your overdrafts. You
can tell us to “link” a savings or loan account to your checking account, so if
you cause an overdraft, we will transfer money from your linked account to pay
the overdraft. If there’s not enough money in any of your linked accounts, your
transaction may be rejected, and the item will be returned to the merchant. If
you have no money available in any of your linked accounts, there may be an NSF
fee of $32.00 each time we reject an item. There is a transfer fee of $4.00
each time we transfer funds from your savings, checking or money market
account. There is no transfer fee if we transfer funds from your line of credit
or credit card. If you link a line of credit or credit card account to pay
overdrafts from your checking account, amounts will be added in increments of
$50.00. Fees will be added to the balance and interest will accrue on the
entire balance at the rate disclosed in your line of credit or credit card
agreement. Any overdrafts on your checking account will be added to your line
of credit or credit card, even if the owner or authorized user of the checking
account who causes the overdraft is not a borrower on the line of credit or
credit card. Transfers from your credit card will be charged as cash advances
and may incur a higher annual percentage rate. There are no limits on the total
fees we can charge for overdrawing your account. We may increase fees at any
time. See our Fee Schedule for the most current fees.