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Our referral program is easy and rewarding


1. Register

To start referring, please complete the registration form.

2. Invite your friends and family

Provide contact information and a valid email address for the friend or family member you would like to refer OR share the offer via social media. Your friend will receive an email notification containing registration instructions and offer requirements.

3. Get rewarded

Once your friend registers for the referral offer using your personal referral link and completes an offer listed below, you will each receive a Visa® Reward Card. The more friends you refer, the more you can earn – up to $500* per calendar year.

Personal Checking Offer

$25 for you, $25 for them!

Get a $25* Visa Reward Card when your friend opens a new Georgia United membership with a Unified Checking Account and completes the following within 60 days of account opening:

  • Enrolls in E-Statements, AND
  • Makes a direct deposit of $250 or more


auto loan offer

$50 for you, $50 for them!

Get a $50* Visa Reward Card when your friend or family member completes the following:

  • Opens a membership and a new Georgia United auto loan with a $5,000 minimum loan amount on a new or pre-owned vehicle, AND
  • Makes the first payment to the new loan within 90 days of account opening

Have questions? Contact ReferLive at 844.683.4326 or

Compared to other banking institutions, Georgia United is leading the pack in customer service, interest rate, and banking services.
- Adeidra W.
I've been with Georgia United for 28 years. I guess what really stands out for me, I went through some really bad financial problems - lost job, lost income. They helped me through these hard times and helped me get back on my feet! I would not BANK ANYWHERE ELSE!
- Resa J.
I have traveled worldwide and periodically banked with other institutions. However, no other banking institution has been able to compete with the customer service at Georgia United. When I walk into Georgia United Credit Union I feel like family. When I walk in other banking institutions, I feel like a customer.
- Debra C.
Customer service is so awesome it sets a standard that ALL other customer services should strive to achieve. I've been a member 20+ years, using other banks until going with Georgia United and will NEVER go with another bank again. Any issues I've had were immediately positively dealt with with one phone call to customer service.
- Joyce D.
You are an old fashioned type of personal banking I haven't experienced in a very long time and I love it. Your financial institution is amazing and I love everything about you and I actively tell people all the time to go to Georgia United because of how awesome y'all are.
- Angela M.
Personal and excellent customer service. Hometown feel when dealing with Georgia United Credit Union. Unlike bigger banks where you feel like a number, Georgia United makes you feel like a valued customer.
- William M.
I love this credit union!! You have been my bank for 20 years plus. Great services always!!
- Tracy M.
They know you by name and greet you with a smile.
- Todd L.
I'm very happy with Georgia Credit Union. I recommend it to a lot of people who want to switch to a good bank.
- Tanin A.
Fast, friendly service! You are not treated like a number, you are treated like an important customer no matter what you need. Always greeted with a smile.
- Tammy S.

Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.

*Referral rewards are paid in the form of a Visa Reward Card. Terms and Conditions apply. Georgia United reserves the right to amend, suspend, or terminate the Refer-A-Friend program at any time without notice. To open a Unified Checking Account or Auto Loan and qualify for this offer, the Referred Person must qualify for and establish a new membership. Membership eligibility restrictions and qualifications apply; all loans are subject to credit approval. Not all applicants will qualify. Members must be in good standing with a $5 minimum share balance with no charged off accounts with us. Annual percentage yield (APY) for Unified Checking is 1.00% if qualifying transaction requirements are met; otherwise, APY is 0.05%. APY is accurate as of the last dividend declaration date. Rate may change after account is opened. Fees may reduce earnings. Team members, board members and family members residing in the same household are ineligible for the rewards but can refer new members through the program. Offer pertains only to U.S. residents.