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Our referral program is easy and rewarding


1. Register

To start referring, please complete the registration form.

2. Invite your friends and family

Provide contact information and a valid email address for the friend or family member you would like to refer OR share the offer via social media. Your friend will receive an email notification containing registration instructions and offer requirements.

3. Get rewarded

Once your friend registers for the referral offer using your personal referral link and completes an offer listed below, you will each receive a Visa® Reward Card. The more friends you refer, the more you can earn – up to $500* per calendar year.

Personal Checking Offer

$25 for you, $25 for them!

Get a $25* Visa Reward Card when your friend opens a new Georgia United membership with a Unified Checking Account and completes the following within 60 days of account opening:

  • Enrolls in E-Statements, AND
  • Makes a direct deposit of $250 or more


auto loan offer

$50 for you, $50 for them!

Get a $50* Visa Reward Card when your friend or family member completes the following:

  • Opens a membership and a new Georgia United auto loan with a $5,000 minimum loan amount on a new or pre-owned vehicle, AND
  • Makes the first payment to the new loan within 90 days of account opening

Have questions? Contact ReferLive at 844.683.4326 or

I have been with the Georgia United Credit Union family for many years and their customer service is number one and they always go the extra mile to make sure you are taken care of with a smile.
- Bobby J.
Been with Georgia United for a very long time and they are awesome. Whether I had 20 bucks in the account or 100 thousand, you are treated the same, with dignity and respect.
- Guy K.
I've always had near Chick-fil-A level customer service; especially by phone, which is crucial as I now live outside the state of Georgia.
- Wanda C.
The representative was personable, knowledgeable and efficient. Further, the representative was extremely patient as I explained my issue. Resolution to my concern exceeded expectations.
- Cynthia H.
I received great service from the Georgia United representative during a difficult time in my life. I sincerely appreciate her help and understanding.
- Kamden R.
Friendly, knowledgeable staff. Very quick with responding to people. I have been a member since 2005 when it was State Employees' Credit Union and have always loved the service you still provide.
- Lola P.
Since I have been a member, I have always received attention that exceeds the normal in professionalism and courtesy.
- Luis C.
I feel like I am not just at a bank. It is more of a hometown, personal experience. I go with my parents to their bank, which is a well known bank, and the service they receive is very different. They are not treated like they are even known there, just another customer.
- Renee J.
Friendly personal service. The people get to know you and care. They are very knowledgeable and genuinely want to help.
- Elizabeth R.
In 10 years, I have never had a negative experience with Georgia United. Very consistent with good service. Employees are trained very well.
- Cynthia S.

Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.

*Referral rewards are paid in the form of a Visa Reward Card. Terms and Conditions apply. Georgia United reserves the right to amend, suspend, or terminate the Refer-A-Friend program at any time without notice. To open a Unified Checking Account or Auto Loan and qualify for this offer, the Referred Person must qualify for and establish a new membership. Membership eligibility restrictions and qualifications apply; all loans are subject to credit approval. Not all applicants will qualify. Members must be in good standing with a $5 minimum share balance with no charged off accounts with us. If your account balance is from $0.01 to $15,000.00 and qualifications are met, the Annual Percentage Yield (APY) will be 1.00%. If your account balance is $15,000.01 and above and you have met the qualifications, the APY will range from 1.00% to 0.19%. To earn 1.00% APY on up to $15,000 of the average daily account balance – qualifications must be met. If you do not meet the qualifications the APY will be 0.05%. The APY is accurate as of the last dividend declaration date. Overdraft/returned item fees may apply, see Share Rates and Fees Schedule for additional fees that may apply. Team members, board members and family members residing in the same household are ineligible for the rewards but can refer new members through the program. Offer pertains only to U.S. residents.