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North Main Credit Union Members Approve Merger with Georgia United

Jul 6, 2023

In April, Georgia United Credit Union announced its plans to merge with North Main Credit Union, headquartered in Cornelia, GA. The merger was approved by a majority member vote at a special meeting on June 29. The regulatory merger took effect on July 1, and North Main Credit Union will continue to utilize its current products and services, including its existing branch location with an integrated team. Effective October 2, the two credit unions will officially become one and open their doors as Georgia United Credit Union once the data systems conversion is completed expanding their service area.

“With my upcoming retirement, the timing of this merger was necessary to continue to effectively serve our members without disruption,” said North Main CEO Melany Ward. “Our members will soon enjoy the innovative and expanded product and services that Georgia United offers. Together we continue to make an impact in our community. It was important to me to ensure our members were going to be well taken of.”

With the merger, North Main Credit Union members have access to 12 additional branch locations, more products and services, increased access and convenience, and more benefits to their members through enhanced technology while keeping some of the products they have grown to love. Both credit unions have long histories of service in the northern Georgia region.

“We are excited to welcome these new communities and the employees of Fieldale Farms Corporation and the Johnson and Johnson company, Ethicon, Inc. We have received a lot of enthusiasm from North Main members over the past couple of months. We are committed to continuing to provide them exceptional service while enhancing their access to financial resources,” said Debbie Smith, Georgia United CEO. “With our closely aligned values and culture, this merger is a great fit for both our credit unions and the surrounding communities.”


Georgia United Credit Union is an award-winning financial leader and partner in education. Headquartered in Duluth, Georgia United is ranked as one of the state’s largest credit unions with $2 billion in assets and more than 150,000 members. As a full-service financial institution, Georgia United offers competitive products and services for every stage of life. Visit to learn more.


North Main Credit Union is a federally insured credit union headquartered in Cornelia, GA with one branch location. First charted in December 1978, NMCU serves Habersham and Banks Counties along with the entire Fieldale Corporation and Ethicon, Inc. NMCU is proud to serve more than 3,000 members and their best interests to provide substantial savings through their product and services with more than $30 million in assets.