Search Georgia United Credit Union's website
Search Georgia United Credit Union's website
  • Home Loan Servicing

    second mortgage

Home Loan Servicing

Thank you for choosing Georgia United to finance your home loan. If you're looking for access to account information, payment options or other questions about your Mortgage or Home Equity Line of Credit, we're here to help.

Which home loan product can we assist you with?

First Mortgage and Fixed Second Mortgages

For assistance with your mortgage, please contact our Mortgage Servicing team:

Call 877.888.2444

Mailing Address Payments Address Overnight Address
Georgia United Credit Union
Home Loan Servicing
P.O. Box 77404
Ewing, NJ 08628
Georgia United Credit Union
C/O Central Loan Administration and Reporting
P.O. Box 11733
Newark, NJ 07101-4733
Georgia United Credit Union
Attn: Payment Processing
425 Phillips Blvd.
Ewing, NJ 06618


Payment Options

  • Use Online Banking to make a payment from your Georgia United account or another financial institution
  • Mail a check to the address above
  • Visit a Georgia United branch location (cash or check)
  • Call 877.888.2444
Payoff Requests: 877.772.9633

Subordination Requests:
A $125 non-refundable processing fee must be paid in connection with the subordination request. All documentation must be submitted in order for the request to be processed. Request will not be processed until all required items are received. Requests will be processed within 21 business days from the date we receive the processing fee, completed Subordination Request form and all other documents mentioned below.

Interested in Refinancing? 
You can apply online or contact a Home Loan Consultant at HomeLoanSales@gucu.org or at 888.493.4328 ext. 6850.

Home Equity Line of Credit (HELOC)

For questions about your Home Equity Line of Credit (HELOC), contact us:
Mailing/Payment Address Overnight Address
Georgia United Credit Union
Home Loan Servicing
P.O. Box 100070
Duluth, GA 30096
Georgia United Credit Union
Home Loan Servicing
6705 Sugarloaf Pkwy.
Duluth, GA30097


Payment Options:

  • Use Online Banking to make a payment from your Georgia United account or another financial institution
  • Mail a check to the address above
  • Visit a Georgia United branch location (cash or check)
  • Call 888.493.4328
Partial Payments: 
For Home Equity Line of Credit, payments that are less than the full amount due (partial payments) will be accepted and applied to the loan.

Payoff Requests:

A written request for a payoff statement must be faxed to 770.476.6480. If the request is made by a third party on behalf of the account holder, written authorization from the account holder must be included with the request. Requests are handled within 7 business days after receipt of the written request.

Subordination Requests:
A $125 non-refundable processing fee must be paid in connection with the subordination request. All documentation must be submitted in order for the request to be processed. Request will not be processed until all required items are received. Requests will be processed within 21 business days from the date we receive the processing fee, completed Subordination Request form and all other documents mentioned below.

Interested in Refinancing?
You can apply online or contact a Home Loan Consultants at HomeLoanSales@gucu.org or at 888.493.4328 ext. 6850.