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Loan Protection Plans 

Georgia United’s loan protection products for qualified members could help protect your financial obligations.  Unexpected life situations happen, like major car repair, job loss or losing a loved one.  We offer our members peace of mind to help keep their vehicles on the road, manage their loan debt and protect their credit rating with optional loan protection plans. 

Debt Protection*

Georgia United will help shield your family against unexpected events that could leave you struggling to pay monthly bills.

  • Provides peace of mind for members and their families
  • Match your loan term, with terms up to 120 months
  • Helps protect your credit rating
  • Coverage for death, disability or involuntary unemployment

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*See brochure for complete information. Claims subject to approval. 


Extended Warranty**

Extended Warranty is an optional protection program that offers members the opportunity to add additional warranty term and mileage coverage to their vehicles regardless of whether the vehicle is financed with Georgia United.

  • Helps avoid costly auto repair bills
  • No deductible
  • Nationwide coverage
  • 30 day money back guarantee
  • Emergency road-side service
  • Protects the member’s asset
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**This section is intended to provide basic information regarding Extended Warranty; complete terms and provisions are contained within each of the plans. Please ask us for more details about Extended Warranty.

 

GAP Coverage***

Guaranteed Asset Protection (GAP) is designed to relieve the borrower(s) from the responsibility to repay the remainder of the loan balance not covered by their primary insurance when a vehicle is totaled or stolen.

  • Affordable protection
  • Eliminates the out-of-pocket expense for the remaining loan balance after loss settlement
  • Helps avoid financial hardship
  • Helps protect your credit rating
  • Eligible for most vehicles, including motorcycles, trailers, ATVs and watercrafts
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***See brochure for complete information. Claims subject to approval.

 

All of our Loan Protection Plans are optional products and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.

Additional disclosures
We will give you additional information before you are required to pay for any of our loan protection plans. This information will include a copy of the contract containing the terms and conditions of the loan protection.

Eligibility requirements, conditions, and exclusions
There are eligibility requirements, conditions and exclusions that could prevent you from receiving benefits. You should carefully read your contract for a full explanation of the terms and conditions of the protection program.