*APR = Annual Percentage Rate with rates as low as listed rate. Rates and terms are based on year of collateral, loan amount and mileage. Vehicles with over 100,000 miles have a 1% rate increase. Vehicle, motorcycle and camper/RV models 12
years and older have a 2% rate increase. Business auto loans have a 2% rate increase. Rates subject to change without notice and are based on creditworthiness. Membership eligibility restrictions and qualifications apply; all loans are
subject to credit approval. Not all applicants will qualify.
**Georgia United Credit Union has partnered with Auto Assistance, LLC to offer this service as a convenience to our members. Please note that any manufacturer’s warranties are not provided by or guaranteed by the credit union. The credit
union does not make any representations regarding the services of any provider or any vehicles purchased.
***Loan Protection Plans:
Debt Protection
Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility
requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel
protection within 30 days you will receive a full refund of any fee paid. DP, GAP-4322423.1-0222-0324
Guaranteed Asset Protection (GAP)
GAP, which includes deductible assistance, is not insurance; it is an optional debt cancellation product. GAP will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount financed under your contract will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state-chartered credit unions in FL, GA, IA, IN, UT, VT, and WI may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you purchase a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state-chartered credit unions in CO, MO or SC may be canceled at any time during the loan and receive a refund of the unearned fee. © TruStage GAP-3415626.3-0124-0226
Extended Warranty
This section is intended to provide basic information regarding Extended Warranty; complete terms and provisions are contained within each of the plans. Please ask us for
more details about Extended Warranty.
Additional disclosures
We will give you additional information before you are required to pay for any of our loan protection plans. This information will include a copy of the contract containing the terms and conditions of the loan protection.
Eligibility requirements, conditions, and exclusions
There are eligibility requirements, conditions and exclusions that could prevent you from receiving benefits. You should carefully read your contract for a full explanation of the terms and conditions of the protection program.
****TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a
deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. © TruStage Insurance Agency 2017
AHE, AHL-1339661.2