• Vehicle Loans

    Low Vehicle and Car Rates

Vehicle Loans
New and Pre-owned


Terms up to 60 months (APR)

Shift your dreams into drive with an easy, affordable vehicle loan from Georgia United.

When you are in the market for that new or pre-owned car, boat, RV or camper, we have low auto loan rates to fit your lending needs. Check out these great features and benefits:

  • Competitive low rates (on both new and pre-owned vehicles)
  • Flexible payment terms
  • No application fees
  • Quick processing times
  • Financing up to 100%*
  • Refinancing options available
  • Terms up to 84 months*
  • Pre-approvals available to enhance your negotiating ability
  • A car buying service that takes care of the dealership negotiations for you

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Ready to buy?

Loan applications are valid for 30 days


Get Pre-Approved

Know what you can afford BEFORE your next purchase. Get pre-approved for your vehicle loan beforehand to help you determine what you can comfortably afford. Arm yourself with this valuable information to understand what fits within your budget before you shop!

Whether you're ready to shop, have some idea on what you want or are still exploring your options, obtaining a pre-approval should be your first move. Simply fill out the application, but leave specific vehicle information blank.

Please note that pre-approvals require us to review your credit. Pre-approvals are valid for up to 30 days.

Get Pre-Approved!

Apply Today

*All Credit Union loan programs, rates, terms and conditions are subject to change at any time without any notice. Financing and terms subject to credit approval. APR = Annual Percentage Rate. Estimated monthly payments of $13.31 per $1,000 borrowed at 3.19% APR for 84 months based on creditworthiness of borrower. 


Georgia United Car Buying Service 

Take the hassle out of the dealership experience! Members have free access to our Georgia United CarFinders service. Once you’ve been pre-approved for a vehicle loan, let our dedicated team members help you find your new dream ride. We make it easy to find the best new and pre-owned cars in town at the best interest rates.

  • Save time and money
  • Price negotiations made on your behalf
  • Access to the best selection of new and pre-owned vehicles 
For more information of CarFinders click here***

***This link will direct you to a website owned and operated by a third party. By clicking on this link, you will leave our website. This link is provided for your information and convenience only. Georgia United Credit Union is not responsible for this website or its content and availability.

Loan Protection Plans

Protect your new investment with the Loan Protection Plan that best suits you. We offer:

Debt Protection*

Georgia United offers Debt Protection for qualified members, meaning that subject to approval, the debt will be paid in the event of disability, death or loss of employment.

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*Claims subject to approval.


Extended Warranty*
Extended Warranty is an optional protection program that offers members the opportunity to add additional warranty term and mileage coverage to their vehicles regardless of whether the vehicle is financed with Georgia United.

Some of the Benefits of Extended Warranty include:

  • No deductible
  • Nationwide Coverage
  • 30 day money back guarantee
  • Emergency road-side service
  • Protects the member’s asset and budget against unexpected repairs
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*This section is intended to provide basic information regarding Extended Warranty; complete terms and provisions are contained within each of the plans. Please ask us for more details about Extended Warranty.

Guaranteed Asset Protection (GAP) Coverage
GAP is designed to relieve the borrower(s) from the responsibility to repay the remainder of the loan balance not covered by their primary insurance when a vehicle is totaled or stolen.

Some of the Benefits of GAP Coverage include:
  • Low cost protection
  • Eliminates the out-of-pocket expense for the remaining loan balance after loss settlement
  • Helps the borrower avoid financial hardship and afford a replacement vehicle
  • Helps protect the borrower’s credit rating

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* All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.*Subject to Credit Approval; APR = Annual Percentage Rate