• Savings


Savings Accounts

Start saving to reach your financial goals with a Georgia United Savings Account. Whether you’re building an emergency fund, saving for a family vacation or putting money aside for the holidays, we have a variety of savings options to help you meet your goals.

All savings accounts give you the features of a convenient account including Online and Mobile Banking, budgeting tools, shared branching locations and E-Statements.

Join Today and Start Saving

Become a Member 

Prime Share Savings Account

Your Georgia United membership begins when you open a Prime Share savings account. If you're not already a member, you'll need to open this basic savings account to take advantage of other product offerings.

  • Open with a $5 minimum deposit
  • Earn dividends on average daily balance of $100 or more
  • Includes two free withdrawals per month
  • No monthly maintenance fee*
  • ATM Card available

*Account must be kept active with a $5 minimum balance to avoid service charges.

Become a Member

Additional Savings Account Options

"You Name It" Savings

This customizable account is as unique as your financial goals. Tell us what you're saving for and that's what we'll name your account.

  • Open with a $5 minimum deposit
  • Earn dividends on average daily balance of $100+
  • Includes two free withdrawals per month

Christmas Club Savings

Stash some money aside for the holidays. The money you save is automatically deposited into your Prime Share savings account on November 1.

  • Earn dividends on average daily balance of $25+
  • Unlimited withdrawals November – January 1
  • $5 fee for withdrawals outside of above time period

Vacation Club Savings

Make your jet-setting dreams a reality with an account that allows you to save at your own pace and earn dividends while you plan your perfect getaway.

  • Earn dividends on average daily balance of $100+
  • Includes one free withdrawal per quarter

IRA Savings

Individual Retirement Accounts (IRAs) and IRA Certificates are great for long-term financial goals and may provide you with additional tax benefits.  

  • Traditional, Roth and Educational IRAs available
  • Terms from 6 to 60 months, see rates

Ready to Open An Account

New to Georgia United? Complete the online membership application or visit one of our branch locations to become a member. 

If you're already a Georgia United member, the best way to open a new savings account is by contacting our Member Care Center at 888.493.4328 or by visiting a branch location.

The National Credit Union Administration (NCUA) insures your deposits (in savings, savings certificates, and share-draft/checking accounts) up to $250,000. IRAs are insured separately up to $250,000.