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CASH BACK Credit Card 

Georgia United's VISA® Cash Back card is the perfect accessory to use for everyday purchases. Enjoy the convenience and simplicity of a low rate credit card with great VISA signature benefits! 

Enjoy 1.5% cash back on ALL your purchases without exclusions, spending limits or annual fees. You'll also enjoy low introductory rates on purchases and balance transfers. Every month cash back will be automatically deposited into your Savings (Share) Account. Take advantage of the 1.99% introductory rate* on purchases and balance transfers for the first 12 billing cycles. This signature card includes additional benefits like cell phone insurance, trip cancellation protection and chip card technology

Click here for complete details and rates


VISA Cash Back Terms and Conditions  

Download VISA's Signature Guide to Benefits

VISA Platinum Credit Card

Do you already have a Georgia United Platinum or Gold card OR are you looking for a new credit card? Upgrade your current card or open a new account to take advantage of the 1.99% introductory rate* on purchases and balance transfers for the first 12 billing cycles. 

Members can transfer their Georgia United account balance over at their current, protected rate and enjoy the benefits 1.99% APR* on new purchases and balance transfers from other institutions. 

Click here for complete details and rates

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VISA Platinum Terms and Condition 

With the above cards, Georgia United card holders can enjoy these great benefits:

  • Auto rental collision damage waiver
  • No annual membership fee
  • Emergency cash disbursement & card replacement service
  • Cardholder inquiry
  • 24-hour lost/stolen card reporting
  • Roadside dispatch
  • Travel & emergency assistance
  • Warranty manager service
  • Zero Liability for fraudulent purchases


Georgia United recommends that you monitor your account regularly. If you ever have questions regarding your VISA® credit card(s), contact us for assistance.

*Introductory 1.99% Annual Percentage Rate (APR) is available on purchases and balance transfers for 12 billing cycles. After that, your APR will be a variable rate, currently 8.99% to 22.99% for the VISA Platinum Card and 10.99% to 22.99% for the VISA Cash Back Card and based on your creditworthiness and ability to repay. Balance transfers must occur within the first three billing cycles. Balance transfers incur interest charges from the transaction date. To avoid paying interest on purchases, you must pay your entire balance by the next due date, including transferred balances under this promotion. Purchases do not include items returned for credit, balance transfers, cash advances and interest. There is no limit to the amount of cash back you can earn, as long as your account is open and in good standing. Cash back received will be automatically deposited into your Savings (Share) Account each month. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

For more information about your Gold and/or Platinum credit card issued on or before November 13, 2014, please see the below disclosures.

Gold credit card - Terms and Conditions
Platinum credit card - Platinum Terms and Conditions