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CASH BACK Credit Card 

Georgia United's VISA® Cash Back card is the perfect accessory to use for everyday purchases. Enjoy the convenience and simplicity of a low rate credit card with great VISA signature benefits! 


Enjoy 1.5% cash back on all your purchases without exclusions, spending limits or annual fees. You'll also enjoy low introductory rates on purchases and balance transfers. Every month cash back will be automatically deposited into your Savings (Share) Account. Take advantage of the 1.99% introductory rate* on purchases and balance transfers for the first 12 billing cycles. This signature card includes additional benefits like cell phone insurance, trip cancellation protection and chip card technology

View complete details and rates 


VISA Cash Back Disclosure 

Download VISA's Signature Guide to Benefits

VISA Platinum Credit Card


Our VISA Platinum has great rates and no monthly fees. You can enjoy 1.99% APR* on purchases and balance transfers for the first 12 billing cycles so you can shop worry free. There is no fee to transfer existing balances from other institutions, however, balances must be transferred within the first three billing cycles.


Already have a Georgia United credit card? You can transfer that balance over at your current, protected rate and enjoy the benefits of our Platinum VISA or Cash Back Credit Cards with 1.99% APR on new purchases.  


View complete details and rates

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VISA Platinum Terms and Conditions

With the above cards, Georgia United card holders can enjoy these great benefits:

  • Auto rental collision damage waiver
  • No annual membership fee
  • Emergency cash disbursement & card replacement service
  • Cardholder inquiry
  • 24-hour lost/stolen card reporting
  • Roadside dispatch
  • Travel & emergency assistance
  • Warranty manager service
  • Zero Liability for fraudulent purchases


Georgia United recommends that you monitor your account regularly. If you ever have questions regarding your VISA® Credit Card(s), contact us for assistance.

*Introductory 1.99% Annual Percentage Rate (APR) is available on purchases and balance transfers for 12 billing cycles. After that, your APR will be a variable rate, currently 9.24% to 22.99% for the VISA Platinum Card and 11.24% to 22.99% for the VISA Cash Back Card and based on your creditworthiness and ability to repay. Balance transfers must occur within the first three billing cycles. Balance transfers incur interest charges from the transaction date. To avoid paying interest on purchases, you must pay your entire balance by the next due date, including transferred balances under this promotion. Purchases do not include items returned for credit, balance transfers, cash advances and interest. There is no limit to the amount of cash back you can earn, as long as your account is open and in good standing. Cash back received will be automatically deposited into your Savings (Share) Account each month. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

For more information about your Gold and/or Platinum credit card issued on or before November 13, 2014, please see the below disclosures.

Gold credit card - Terms and Conditions
Platinum credit card - Platinum Terms and Conditions