Search Georgia United Credit Union's website
Search Georgia United Credit Union's website
  • Second Mortgages

    Second Mortgage

Second Mortgage Products

Borrow against the equity in your existing home to help cover the costs of college, purchase of a second home, consolidate bills, or make home improvements. A Second Mortgage with Georgia United can offer you a convenient and affordable way to get the financing you need. Choose from:

Home Equity Line of Credit (HELOC)

  • Introductory 1.99% APR* for first six billing cycles 
  • After introductory rate, rate will be a variable rate, currently 5.250% APR* 
  • Convenient VISA® Card access to your line of credit
  • Lines of Credit from $5,000 - $250,000 
  • Interest only payments available 
Apply Today 

Click Here for complete HELOC disclosure details. 

Fixed Rate Second Mortgage

  • 100% financing available on primary residence and up to 90% for second homes
  • Fixed rate over the loan term
  • 5, 10 or 15 year fixed period 
  • No closing costs*
*There may be an appraisal fee. Please ask our mortgage loan professionals for more details.