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  • Rates


New and Pre-Owned Vehicles

Type Annual Percentage Rate Estimated Monthly Payment Per $1000
12 Months 1.59%** 12 Months/ $84.01 per $1,000
24 Months 1.69%** 24 Months/ $42.36 per $1,000
36 Months 1.79%** 36 Months/ $28.51 per $1,000
48 Months 1.89%** 48 Months/ $21.61 per $1,000
60 Months 1.99%** 60 Months/ $17.48 per $1,000
72 Months 2.34%** 72 Months/ $14.84 per $1,000
84 Months 2.44%** 84 Months/ $12.90 per $1,000
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New and Pre-Owned Motorcycles, RVs, Boats, Campers, and Other Recreational Vehicles

Type Annual Percentage Rate Estimated Monthly Payment Per $1000
12 Months 3.99%** 12 Months / $85.14 per $1,000
24 Months 4.24%** 24 Months / $43.53 per $1,000
36 Months 4.49%** 36 Months/ $29.74 per $1,000
48 Months 4.64%** 48 Months/ $22.87 per $1,000
60 Months 4.74%** 60 Months/ $18.76 per $1,000
72 Months 4.89%** 72 Months/ $16.06 per $1,000
84 Months 4.99%** 84 Months/ $14.13 per $1,000
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Certificate of Deposit Interest Rates as of 8/01/2017

Dividends Dividend Rate Annual Percentage Yield
3 Month (91 Days) 0.20% 0.20%
6 Month (182 Day) 0.40% 0.40%
1 Year 0.749% 0.75%
2 Year 0.997% 1.00%
3 Year 1.145% 1.15%
4 Year 1.342% 1.35%
5 Year 1.639% 1.65%
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IRA Rates as of 8/01/2017

Type Dividend Rate Annual Percentage Yield
1 Year 0.749% 0.75%
2 Year 0.997% 1.00%
3 Year 1.145% 1.15%
4 Year 1.342% 1.35%
5 Year 1.639% 1.65%
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Share Draft Dividends as of 5/14/2017

Account Dividend Rate Annual Percentage Yield
Unified Checking up to 1.000% up to 1.000%
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Share Rates, Contributory IRA Rates as of 6/12/2017

Dividend Rate Annual Percentage Yield
Deposits of $100 - $999.99 0.10% 0.10%
Deposits of $1,000 - $4999.99 0.15% 0.15%
Deposits in excess of $5,000 0.20% 0.20%
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Sterling Fund Rates as of 5/14/2017

Annual Dividend Rate Annual Percentage Yield
Deposits of $0.01 - $9,999.99 0.20% 0.20%
Deposits of $10,000 - $24,999.99 0.35% 0.35%
Deposits of $25,000 - $99,999.99 0.40% 0.40%
Deposits in Excess of $100,000 0.50% 0.50%
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Other Credit Items

Type Annual Percentage Rate Estimated Monthly Payment Per $1000
VISA Platinum Intro Rate of 1.99%, then as low as 8.99% 2% of Balance
VISA Cash Back Intro Rate of 1.99%, then as low as 10.99% 2% of Balance
Personal Loan/Closed End 9.24%** 12 month/$88.18 per $1,000
Revolving Personal Line of Credit Open End 9.24%** $20/$500 balance
Share, Maximum Financing: 5 Years 3.0% Above Rate Call for Quote
Share Certificate (for the term of the Certificate) 3.0% Above Rate Call for Quote
Mortgage Loans Home Equity Lines of Credit Please Click here for our current Home Loan Rates
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Fee Schedule

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Home Loan Rates

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All rates are subject to Change and these rates are Georgia United Credit Union's best rates for qualified members. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.



+ Maximum Terms: Pop-Ups,Campers, and Personal Watercraft - 60 Months; RV's, Boats, and Motorhomes - 180 Months