We offer several types of personal loans to help you meet your unique financial needs. With our low rates and flexible terms, we're able to help you manage unplanned expenses, get some extra cash and rebuild your credit. Our personal loans are approved and granted quickly to make sure you have personal loan options to fit your immediate needs.
In addition to offering convenient payment options, Georgia United also offers Debt Protection
for qualified members, meaning that debt will be paid in the event of disability, death or loss of employment.
Personal Lines of Credit
This revolving, open line of credit can be used as a source of additional cash or as overdraft protection for your checking account. Enjoy benefits like no prepayment penalties and convenient line advances at the teller window, Online Banking or at the ATM.
New Teacher Loans
New educators who have a signed contract but have not received a paycheck, can meet their short-term cash needs with this personal loan. Qualified members can enjoy a low, fixed-interest rate on loans up to $5,000 with terms up to 36 months.
Share Secured and Certificate Secured Loans
Enjoy low rates and flexible terms with a secured loan from Georgia United. Secured loans allow you to borrow money while using the money you have saved in a deposit account as collateral. You could potentiality earn interest on your savings or certificate accounts while you borrow. These loans are the perfect way to help you rebuild or re-establish your credit.
All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Subject to credit approval.