Calculate Yield at Maturity
Disclaimer: This calculator is for general education purposes only and is not an illustration of current Georgia United Credit Union products and offers.
Rates
Rates current as of
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Rates and terms are based on year of collateral, loan amount and mileage. Vehicles with over 100,000 miles have a 1% rate increase. Vehicle models 12 years and older have a 2% rate increase. Business auto loans have a 2% rate increase. Rates subject to change without notice and are based on creditworthiness. Membership eligibility restrictions and qualifications apply; all loans are subject to credit approval. Not all applicants will qualify.
Rates and terms are based on year of collateral, loan amount and mileage. Camper/RV/motorcycle models 12 years and older have a 2% rate increase. Rates subject to change without notice and are based on creditworthiness. Membership eligibility restrictions and qualifications apply; all loans are subject to credit approval. Not all applicants will qualify.
*APR = Annual Percentage Rate. Combo Home Equity Lines of Credit are variable based on the U.S. prime rate. Rates as low as 7.00% APR and are based on individual creditworthiness, loan-to-value ratio and ability to repay. The maximum APR that can apply is 15.00%. Members have the ability to lock the balance or portions of the balance into a low, fixed rate for term options up to 10 years. First rate lock is free; each additional is $50. Minimum fixed rate lock amount per loan is $5,000. The minimum amount due for each segment must be satisfied each month. Payments over and above the amount(s) due are automatically paid to the highest rate segment unless otherwise specified. For loan amounts of up to $500,000, closing costs that members must pay typically range between $500 and $1,375. Property insurance is required. Flood insurance may be required. Fees will vary on the lines. Fees will be added to the line at closing or can be paid up front. Not all products are available in all states or for all amounts. All home lending products are subject to credit and property approval. Other restrictions and qualifications apply. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. All loans are subject to pricing adjustments based on the borrower’s credit worthiness and loan-to-value. Membership eligibility restrictions and qualifications apply. Membership requires a $5 opening deposit plus a $5 one-time, nonrefundable membership fee. Not all applicants will qualify.
All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Membership eligibility restrictions and qualifications apply. Membership requires a $5 opening deposit plus a $5 one-time, nonrefundable membership fee. Not all applicants will qualify.
Rates may change after account is opened. Minimum deposit to open the account is $100.00. Dividend is compounded and credited monthly. Must maintain a minimum balance of $5.00 in the account to avoid service fees; otherwise $5.00 fee per month. Will receive two (2) free withdrawals per month, thereafter your account may be subject to a $5.00 fee per withdrawal. Fees could reduce the earnings on the account, see Share Rates and Fees Schedule for additional fees that may apply. Membership and eligibility requirements apply. Membership requires a $5.00 one-time, nonrefundable membership fee and a minimum initial deposit of $5.00. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice.
The Dividend Rate and Annual Percentage Yield may change after account is opened. Dividends compounded monthly, credited monthly. To earn dividends on Christmas Club Savings accounts average daily balance must be $0.01 or more. For Christmas Club accounts, there will be a $5.00 fee for each withdrawal made January 1- October 31 and the entire balance will be available to you on or after November 1. To earn dividends on Vacation Club account average daily balance must be $0.01 or more. For Vacation Club accounts, one (1) free withdrawal is allowed per quarter, thereafter a $5.00 fee for each withdrawal. Fees could reduce the earnings on the account.
Minimum deposit to open the account is $1,000. The Dividend Rate and Annual Percentage Yield may change after account is opened. Dividends compounded monthly, credited monthly. Must maintain a minimum balance of $1,000.00 in the account to avoid service fees; otherwise $5.00 fee per month. Will receive three (3) free withdrawals per month, thereafter your account may be subject to a $2.00 fee per withdrawal. Fees could reduce the earnings on the account.
Minimum deposit is $5 to open the account. The Dividend Rate and Annual Percentage Yield may change after account is opened. Dividends compounded quarterly, credited quarterly. Must maintain a minimum balance of $5.00 in the account to avoid service fees; otherwise $5.00 fee per quarter. Will receive two (2) free withdrawals per month, thereafter your account may be subject to a $5.00 fee per withdrawal. Fees could reduce the earnings on the account.
The Dividend Rate and Annual Percentage Yield may change after account is opened. Dividends compounded quarterly, credited quarterly. Fees could reduce the earnings on the account.
APY = Annual Percentage Yield is fixed for the term of the limited time promotion. The minimum balance required to earn APY is $1,000. Members with a Georgia United CD that reaches maturity may choose to renew at the promotional rate by increasing their deposit balance by $1,000. The funds used to open the CD cannot currently be in a deposit account with Georgia United. A 15 month term will earn 4.00% APY and at maturity, the CD will renew at a 12 month term at the prevailing rate.
Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account, see terms and conditions for additional restrictions and fees that may apply.
Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account.
Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $500. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account.
The Dividend Rate and Annual Percentage Yield may change after account is opened. Dividends are compounded monthly and credited monthly. The APY is accurate as of the last dividend declaration date. For Enriched Spending, if your average daily balance falls below $5,000, there is a monthly fee of $6.95. Fees may reduce earnings.