*APY = Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account, see terms and conditions for additional restrictions and fees that may apply. Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5.
For Special Certificates, the minimum deposit to earn the advertised APY is $1,000, and the funds cannot currently be in a Georgia United account. The terms of a Special Certificate account expire at the time of renewal. Special Certificate will roll over to the closest similar term available at the time of renewal at the prevailing dividend rate.
**APY = Annual Percentage Yield. Rates may change after account is opened. Any account that receives net deposit(s) totaling $100 or more during the month will earn 3.15% APY. If no qualifying deposit(s) are made, dividend is accrued on a tiered basis. Balances $9,999.99 or below earn 0.10% APY. Balances $10,000.00 to $24,999.99 earn 1.75% APY. Balances $25,000.00 or more earn 3.15%. Minimum deposit to open the account is $100.00. Minimum balance to earn dividend is $0.01. Dividend is compounded and credited monthly. Will receive two (2) free withdrawals per month, thereafter your account may be subject to a $5.00 fee per withdrawal. Fees may reduce the earnings. See the Schedule of Fees and Charges for additional fees that may apply. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice.
Rates effective as of
