Georgia United Credit Union will be closed Friday, July 4, in observance of Independence Day. Remember, we will never reach out to you unexpectedly to ask for sensitive information like card details or login credentials. If you receive an urgent call, be cautious and contact us using the number on the back of your card.
You can dispute a transaction in Online Banking anytime following these simple steps. Disputes can also be filed at a branch or by calling 888.493.4328.
You can set up alert notifications in Online Banking. On the menu, select ‘Services‘ and click ‘Alerts’. To set up a new alert, select your delivery preference (email, text or push notification) and toggle the alert on. There are several different alert types you can set up:
You can securely reorder checks in Online Banking. Once you log in, click on the account you want to order checks for and select the ‘Reorder Checks’ button. Check reorders may also be placed by calling our Member Care Center at 888.493.4328, at any of our branch locations or by calling 800.Deluxe1.
If this is your first-time ordering checks, you will need to call 888.493.4328 or visit a branch location to place your order.
If your card is worn and needs to be replaced before expiration, you can order the same card in Online Banking by following these steps:
Please note, replacement cards are issued with the same card number so this option is not recommended for lost/stolen cards.
If your card is lost/stolen or you suspect fraud, you can quickly freeze your card in Online Banking. To order a new card with a new card number, we'll be happy to assist you. Please call our Member Care Center at 888.493.4328 or stop by a branch location.
If you've misplaced your card, quickly freeze it in Online Banking any time of day, or you can contact our Member Care Center at 888.493.4328 during business hours. To freeze your card online:
Once your card is found, you can unfreeze it following these same steps.
* APY=Annual Percentage Yield. The Dividend Rate and Annual Percentage Yield may change after account is opened. Dividends are compounded monthly and credited monthly. The APY is accurate as of the last dividend declaration date. The APY will be 0.15%. For Enriched Spending, if your average daily balance falls below $5,000, there is a monthly fee of $6.95. Fees may reduce earnings.
** The availability of direct deposit funds depends on the timing of the submission of the payment file from the payer. Georgia United generally makes these funds available on the day the payment file is received, which may be up to two (2) days earlier than the scheduled payment date. For ACH deposits, dividends will begin to accrue on the effective date of the deposit. The effective date, or scheduled payment date, is the actual day Georgia United receives credit for the deposited funds.
1 Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
2 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
3Registration/activation required.
4 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document.